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Travel Insurance Plans for Every Adventure

Aegis management has used its combined 30+ years of travel and insurance industry experience to design plans that fit the needs of any vacationer or trip type no matter how far your journey takes you. Buy with confidence knowing that every plan offers a Free Look Period, includes our Stress Less Benefits, and are backed by the industry’s top A-rated underwriters.   

Go Ready Choice Plan by Aegis General

A robust travel insurance plan with optional benefits for Cancel For Any Reason, Cancellation for Work Reasons, Increased Medical & Evacuation Limits, Coverage for Sports & Business Equipment, & Much More!

This plan is ideal for:

  • Individuals who are looking for a comprehensive Single-Trip plan with Primary Medical
  • Do not want to overpay for benefits they don't need
  • Want to be able to add coverage specific to their situation or trip
  • Individuals who will be applying for a Schengen Visa

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Travel often? Check out our annual multi-trip plan

Go Ready Pandemic Plus Plan by Aegis General

A comprehensive travel insurance plan with our broadest array of pandemic-related benefits.

This plan is ideal for:

  • People worried about COVID-related issues
  • Primary (not secondary) insurance benefits
  • Individuals who are looking for a comprehensive Single-Trip plan
  • Clients wanting Cancel For Any Reason (CFAR) coverage

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Travel often? Check out our annual multi-trip plan

Go Ready Trip Cancellation Plan by Aegis General

An economical option for those who are strictly concerned with their trip possibly being cancelled. Cancel For Any Reason (CFAR) & Trip Interruption upgrades are available.

This plan is ideal for:

  • Travel within the United States
  • People interested in the most economical cancellation coverage
  • Cancel For Any Reason (CFAR) shoppers
  • Annual Policyholders who want cancellation coverage for a specific trip

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Travel often? Check out our annual multi-trip plan

Go Ready VIP Plan by Aegis General

Aptly named, Aegis's Go Ready VIP Plan provides the highest coverage limits of any policy we offer. With this plan, you can rest assured that even the costliest covered travel incidents won’t leave you out of pocket.

This plan is ideal for:

  • Travelers seeking the highest coverage limits
  • Those with or related to someone with a lengthy or fragile medical history
  • Individuals who will be applying for a Schengen Visa
  • Someone planning to use a rental vehicle

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Travel often? Check out our annual multi-trip plan

Go Ready Cruise Plan by Aegis General

If you’re taking a cruise, then look no further than Aegis's Go Ready Cruise Plan. This policy was tailor made for vacations at sea even though it can be purchased for land trips too.

This plan is ideal for:

  • Travelers seeking high coverage limits
  • Those with or related to someone with a lengthy or fragile medical history
  • Individuals who are looking for a comprehensive Single-Trip plan
  • Someone taking a land or cruise vacation that’s far from home

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Travel often? Check out our annual multi-trip plan

Go Ready Annual/Multi-Trip Preferred Plan by Aegis General

Discerning travel insurance buyers have flocked to Aegis's Go Ready Preferred Annual Plan. Not only does it cover an unlimited number of trips within a yearly period, but it’s one of the industry’s first and only multitrip policies to include Trip Cancellation coverage.

This plan is ideal for:

  • People that travel 2 or more times per year
  • Those looking for a comprehensive Annual plan
  • Individuals that travel to countries that require the Schengen Visa
  • Someone with a large extended family

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Go Ready Annual/Multi-Trip Primary Plan by Aegis General

Frequent travelers will love Aegis's Go Ready Primary Annual Plan. This policy provides Primary (instead of Secondary) Insurance benefits and covers an unlimited number of trips within a yearly period.

This plan is ideal for:

  • People that travel 3 or more times per year
  • Those looking for an Annual plan with Primary Insurance
  • Individuals that travel to countries that require the Schengen Visa
  • Travelers that take extended trips between 30 to 90 days long

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Frequently Asked Questions

Where can I compare trip insurance plans?

Most reputable websites have plan comparison pages to help you select the right coverage. You can compare the four most popular plans from Aegis Travel Insurance at https://goreadyinsurance.com/travel-insurance-plans/choice-plus/compare

Does Aegis have cruise insurance cancel for any reason?

Aegis has cruise insurance with broad coverage, including trip cancellation, trip interruption, itinerary change, travel delay (COVID quarantine), emergency medical, evacuation, and repatriation. Aegis' Go Ready Pandemic Plus Plan has the option to purchase CFAR coverage.

How do you compare annual trip insurance?

When comparing annual trip insurance plans, it's important to evaluate several key factors:

  • Coverage: Understand what situations and expenses are covered, such as medical emergencies, trip cancellations, or lost baggage. Be sure to also check what isn’t covered, as exclusions can vary significantly between policies.
  • Coverage Limits: Look at the maximum amount that can be reimbursed for each benefit, such as medical expenses, trip cancellations, or baggage loss. Higher coverage limits can provide greater peace of mind, especially for international travel.
  • Exclusions: Review the specific activities, expenses, and scenarios that are not covered. Common exclusions might include high-risk activities like extreme sports, pre-existing medical conditions, or travel to certain high-risk countries.
  • Premium: Consider the cost of the policy. Premiums can vary based on factors such as age, travel destination, and the length of coverage. Compare the premiums against the level of coverage provided to ensure good value.
  • Your Needs: If you have specific concerns, such as a pre-existing condition, look for a provider that offers a waiver for such conditions along with high medical coverage limits. If you're worried about potential trip cancellations, seek out a plan that includes robust cancellation protection. Additionally, consider whether you're traveling with family or a group, and ensure the policy offers adequate coverage for everyone. The Go Ready Worldwide Multi-Trip Primary plan, for instance, offers comprehensive coverage where pricing is not affected by age, making it ideal for frequent travelers. By carefully assessing these factors, you can choose a travel insurance plan that best fits your travel needs and offers the security you desire.

What benefits are included in Go Ready travel insurance plans?

Go Ready travel insurance plans include:

  • Trip Cancellation/Interruption: Refunds for prepaid, non-refundable trip costs for covered reasons.
  • Travel Delay: Coverage for costs from significant delays, such as meals and accommodations.
  • Emergency Medical/Dental: Coverage for illness or injury while traveling.
  • Emergency Evacuation/Repatriation: Transportation to the nearest medical facility or home.Baggage/Personal Effects: Protection against loss, theft, or damage.
  • Baggage Delay: Reimbursement for essentials when luggage is delayed.
  • Missed Connection: Coverage for additional transport and accommodations.
  • Accidental Death & Dismemberment: Benefits for accidental death or severe injury.
  • Rental Car Damage: Coverage for damage to rental vehicles.
  • Cancel For Any Reason (CFAR): Optional coverage for partial refunds for any trip cancellation reason.

All plans also feature Stress Less Benefits, which may help avoid upfront costs by resolving claims directly during travel.

Can I customize a travel insurance plan for my specific needs?

Yes, Go Ready travel insurance plans are customizable. Options include Cancel For Any Reason (CFAR), enhanced medical and evacuation coverage, additional protection for electronics and sports equipment, plus many more. These add-ons allow you to tailor a plan to match your travel preferences and needs.