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Go Ready Trip Cancellation by Aegis General Comparison

 

Trip Cancellation

Choice

VIP

Pandemic Plus

 
Starting at $32 
Starting at $42 
Starting at $70 
Starting at $63 
 
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COVID-19

COVID Coverage 
Includes coverage for Trip Cancellation & Trip Interruption (if this benefit is added) if the insured, their traveling companion, or a family member contracts the COVID virus. Scroll or click on the ? to the left for additional info.
Includes coverage for Trip Cancellation & Interruption, Travel Delay (w/quarantine accommodations), Medical, Evacuation & Repatriation. Scroll or click on the benefit name or ? to the left for additional info.
Includes coverage for Trip Cancellation & Interruption, Travel Delay (w/quarantine accommodations), Medical, Evacuation & Repatriation. Scroll or click on the benefit name or ? to the left for additional info.
Includes coverage for Trip Cancellation, Trip Interruption, Airline Ticket Change Fee, & Trip Delay (w/quarantine accommodations) if the insured, a traveling companion, family member, their child's caregiver, or business partner contracts COVID. It also includes Emergency Medical, Evacuation, & Repatriation for the insured if they contract COVID.

Travel

Trip Cancellation 
100% of Insured Trip Cost
100% of Insured Trip Cost
100% of Insured Trip Cost
100% of Insured Trip Cost
Single Occupancy Supplement 
Included
Included
Included
Included
Trip Interruption 
Upgrade available
150% of Insured Trip Cost
175% of Insured Trip Cost
150% of Insured Trip Cost
Travel Delay (COVID Quarantine) 
Not Included
$200 Per Person Daily
$2,000 Overall Limit Per Person
Minimum of 6 Hours Delay
$250 Per Person Daily
$1,500 Overall Limit Per Person
Minimum of 6 Hours Delay
$200 Per Person Daily
$1,000 Overall Limit Per Person
Minimum of 6 Hours Delay
Missed Connection 
Not Included
$500 Per Person
Minimum of 3 Hours Delay
$1,000 Per Person
Minimum of 3 Hours Delay
$250 Per Person
Minimum of 3 Hours Delay
Airline Ticket Change Fee 
Not Included
Not Included
Not Included
$200 Per Person

Accident & Health

Pre-Existing Conditions Waiver° 
Included if Policy Purchased w/in 14 Days of Initial Trip Deposit

If Not, Excludes Pre-Existing Conditions from Last 6 Months
Not Included Unless Upgrade Purchased

If Not, Excludes Pre-Existing Conditions From Last 6 Months Upgrade available
Included if Policy Purchased w/in 14 Days of Initial Trip Deposit

If Not, Excludes Pre-Existing Conditions from Last 6 Months
Included if policy is purchased within 14 days of Initial Trip Payment.
Accidental Death and Dismemberment 
Not Included
$10,000 Per Benefit / Per Person

Upgrade available
$50,000 Per Benefit / Per Person

$10,000 Per Person
Medical & Dental*** 
Not Included
$50,000 Per Person
$1,000 Per Person (Dental Max)
Secondary Coverage Upgrade available
$250,000 Per Person
$1,500 Per Person (Dental Max)
Secondary Coverage
$50,000 Per Person
Deductible: $50.00
Dental Expense Only: $750
Advance Payment to Hospital: $1,000
Primary Coverage
Emergency Evacuation and Repatriation 
Not Included
$250,000 Per Person
Secondary Coverage Upgrade available
$1,000,000 Per Person
Secondary Coverage
$500,000 Per Person
Accidental Death - Air Only
Not Included
Not Included
$100,000 Per Person
Not Included

Additional Term

Availability
Available in all 50 states, plus D.C.
Available in all 50 states, plus D.C.
Available in all 50 states, plus D.C.
Available in all 50 states, plus D.C.
Maximum Trip Length
Up to 60 days
Up to 60 days
Up to 60 days
Up to 90 Days

Property Coverage

Baggage Coverage 
Not Included
$500 Per Person
Upgrade available
$2,500 Per Person
$2,500 Per Person
Baggage Delay 
Not Included
$200 Per Person
Minimum of 24 Hours Delay
$750 Per Person
Minimum of 24 Hours Delay
$500 Per Person
Minimum of 12 Hours Delay
Baggage Delay - Sports Equipment
Not Included
Upgrade available
Upgrade available
Not Included
Electronic and Professional Equipment
Not Included
Upgrade available
Upgrade available
Not Included
Baggage/Personal Effects - Sports Equipment 
Not Included
Upgrade available
Upgrade available
Not Included

Ancillary Coverage

Rental Car Damage** 
Not Included
Upgrade available
$50,000 Per Person / Per Plan
Not Included
Cancellation for Any Reason (CFAR) 
Not Included
Upgrade available
Not Included
Upgrade available
Trip Cancellation for Work Reasons 
Not Included
Upgrade available
Upgrade available
Not Included
Insurance coverages underwritten by Zurich American Insurance Company
Insurance coverages underwritten by Zurich American Insurance Company
Insurance coverages underwritten by Zurich American Insurance Company
Insurance coverages underwritten by Starr Indemnity & Liability Company
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