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GoReady Trip Cancellation Comparison

 

GoReady Trip Cancellation

GoReady Choice

GoReady VIP

GoReady Pandemic Plus

 
Starting at $43 
Starting at $43 
Starting at $43 
Starting at $63 
 
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COVID-19

COVID Coverage 
Includes coverage for Trip Cancellation & Trip Interruption (if this benefit is added) if the insured, their traveling companion, or a family member contracts the COVID virus.
Includes coverage for Trip Cancellation, Trip Interruption, or Travel Delay (w/quarantine accommodations) if the insured, their traveling companion, or a family member contracts the COVID virus. It also includes Emergency Medical as well as Emergency Assistance & Transportation (Evacuation/Repatriation) for the insured if they contract the virus.
Includes coverage for Trip Cancellation, Trip Interruption, or Travel Delay (w/quarantine accommodations) if the insured, their traveling companion, or a family member contracts the COVID virus. It also includes Emergency Medical as well as Emergency Assistance & Transportation (Evacuation/Repatriation) for the insured if they contract the virus.
Includes coverage for Trip Cancellation, Trip Interruption, Airline Ticket Change Fee, & Trip Delay (w/quarantine accommodations) if the insured, a traveling companion, family member, their child's caregiver, or business partner contracts COVID. It also includes Emergency Medical, Evacuation, & Repatriation for the insured if they contract COVID.

Travel

Trip Cancellation 
100% of Insured Trip Cost
100% of Insured Trip Cost
100% of Insured Trip Cost
100% of Insured Trip Cost
Single Occupancy Supplement 
Included
Included
Included
Included
Trip Interruption 
Upgrade available
150% of Trip Cost Insured
175% of Insured Trip Cost
150% of Insured Trip Cost
Cancellation for Any Reason (CFAR) 
Upgrade available
Upgrade available
Upgrade available
Upgrade available
Travel Delay (COVID Quarantine) 
Not Included
$150 Per Person Daily
$2,000 Overall Limit Per Person
Minimum of 6 Hours Delay
$250 Per Person Daily
Maximum $1,500 Plan Limit
Minimum of 6 Hours Delay
$200 Per Person Daily
$1,000 Overall Limit Per Person
Minimum of 6 Hours Delay
Missed Connection 
Not Included
$500 Per Person Daily
Minimum of 3 Hours Delay
$1,000 Per Person Daily
Minimum of 3 Hours Delay
$250 Per Person Daily
Minimum of 3 Hours Delay
Trip Cancellation for Work Reasons 
Not Included
Upgrade available
Upgrade available
Not Included
Trip Inconvenience 
Not Included
Not Included
$500 Per Person
Not Included
Airline Ticket Change Fee 
Not Included
Not Included
Not Included
$200 Per Person

Accident & Health

Pre-Existing Conditions Waiver 
Included if policy is purchased within 14 days of Initial Trip Payment.
Not Included. Pre-Existing Condition Look Back Period of 180 days instead.
Included if policy is purchased within 14 days of Initial Trip Payment.
Not Included
Emergency Assistance & Transportation 
Not Included
$250,000 Per Person
Upgrade available
$1,000,000 Per Person
Secondary Coverage
Not Included
Medical & Dental*** 
Not Included
$50,000 Per Person
Secondary Coverage
Upgrade available
$250,000 Per Person
Secondary Coverage
$50,000
Deductible: $50.00
Dental Expense Only: $750
Advance Payment to Hospital: $1,000
Primary Coverage
Accidental Death & Dismemberment - Travel Accident 
Not Included
$10,000 Per Person
Maximum Claim Limit of $50,000 Per Policy Upgrade available
$50,000 Per Person
$100,000 Plan Limit
Not Included
Accidental Death & Dismemberment - Air Only 
Not Included
Not Included
$100,000 Per Person
$200,000 Plan Limit
Not Included
Accidental Death and Dismemberment 
Not Included
Not Included
Not Included
$10,000 Per Person
Pre-Existing Conditions Waiver° 
Not Included
Not Included
Not Included
Included if policy is purchased within 14 days of Initial Trip Payment.
Emergency Evacuation and Repatriation 
Not Included
Not Included
Not Included
7 Days Hospitalized
$500,000 Per Person

Additional Term

Availability
Available in all 50 states
Available in all 50 states, plus D.C.
Available in all 50 states, plus D.C.
Available in all 50 states, plus D.C.
Maximum Trip Length
Up to 60 days
Up to 60 days
Up to 60 days
Up to 90 Days

Property Coverage

Baggage Coverage 
Not Included
$500 Per Person
Upgrade available
$2,500 Per Person
$2,500 Per Person
Baggage Delay 
Not Included
$200 Per Person
Minimum of 24 Hours Delay Upgrade available
$750 Per Person
Minimum of 24 Hours Delay
$500 Per Person
Minimum of 12 Hours Delay
Baggage Delay - Business Equipment
Not Included
Upgrade available
Not Included
Not Included
Baggage Delay - Sports Equipment
Not Included
Upgrade available
Not Included
Not Included
Baggage/Personal Effects - Business Equipment 
Not Included
Upgrade available
Upgrade available
Not Included
Baggage/Personal Effects - Sports Equipment 
Not Included
Upgrade available
Upgrade available
Not Included

Ancillary Coverage

Financial Insolvency 
Not Included
Upgrade available
Not Included
Not Included
Rental Car Damage** 
Not Included
Upgrade available
$50,000 Per Person / Per Plan
Not Included
Automobile Mechanical Breakdown 
Not Included
Not Included
Upgrade available
Not Included
Insurance coverages underwritten by Generali US Branch
Insurance coverages underwritten by Generali US Branch
Insurance coverages underwritten by Generali US Branch
Insurance coverages underwritten by Starr Indemnity & Liability Company
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