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GoReady Cruise Plan

If you’re taking a cruise, then look no further than GoReady’s Cruise Plan. This policy was tailor made for vacations at sea even though it can be purchased for land trips too.

This plan also features a 10-day Free Look Period where you can receive a full refund of your policy’s premium if you haven’t filed a claim or departed on your trip during that time. 

 This plan is ideal for:

  • Travelers seeking high coverage limits
  • Those with or related to someone with a lengthy or fragile medical history
  • Individuals who are looking for a comprehensive Single-Trip plan
  • Someone taking a land or cruise vacation that’s far from home

GoReady Cruise Plan

Is this plan right for you?

  • I’m taking a cruise vacation
  • I want high coverage limits
  • I’m traveling internationally
  • I need a Schengen Visa

GoReady’s Cruise Plan is the perfect companion for anyone about to hit the high seas. It includes all the standard benefits of a comprehensive travel policy. Plus, you’ll find high limits in all the right places such as Trip Interruption (150%), Medical ($100,000), Emergency Assistance & Transportation ($250,000), & Baggage Delay ($750). You even have Missed Port of Call protection included.

The Cruise Plan also provides some highly attractive upgrades that are ideal for international trips and cruise voyages such as:

  • Cancel For Any Reason (CFAR)
  • Baggage Coverage ($2,500 upgraded from $1,500)
  • Travel Delay ($2,500 upgraded from $1,000)
  • Rental Car Damage ($50,000)

Benefits & Coverages

View and download full policy details


COVID Coverage

Shows whether or not the policy includes coverage in case the insured, their traveling companions, or even family back home get sick with COVID.

Includes coverage for Trip Cancellation, Trip Interruption, or Travel Delay (w/quarantine accommodations) if the insured, their traveling companion, or a family member contracts the COVID virus. It also includes Emergency Medical as well as Emergency Assistance & Transportation (Evacuation/Repatriation) for the insured if they contract the virus.


Missed Connection

Reimburses you for additional transportation, reasonable local accommodations, and unused land or water arrangements if you miss your cruise or tour departure because your flight was cancelled or delayed for 3 hours or more due to adverse weather. (Available if coverage is not available elsewhere).

$750 Per Person Daily
$0 Plan Limit
Minimum of 3 Hours Delay
Missed Port of Call

Coverage provided if your pre-scheduled cruise itinerary changes after departure or within 24 hours of departure causing you to miss a port of call due to natural disaster, adverse weather, hijacking, unannounced strike, civil disorder, mechanical breakdown or terrorist act.

$200 Per Missed Port
Up to $600 Maximum
Single Occupancy Supplement

Provides coverage for additional costs incurred if the per-occupancy rate for your prepaid travel arrangement changes due to your travel companion being delayed, cancelling or interrupting the trip for a covered reason and you do not cancel your trip.

Trip Cancellation

Provides reimbursement for unused, non-refundable, prepaid trip costs if a covered reason causes you to cancel your trip.

100% of Insured Trip Cost
Cancellation for Any Reason (CFAR)

Reimburses up to 75% of your nonrefundable trip costs when you cancel for any reason. Payment for this coverage must be received within 1 to 14 days (depending on the plan) of the date your first dollar is spent towards the trip. Other requirements apply. Please see the plan’s Description of Coverage for further details.

75% of Trip Cost
Travel Delay

Reimburses you for reasonable out of pocket expenses incurred, such as accommodations, meals and local transportation if you are delayed during your trip for 6 hours or more due to a covered reason.

$250 Per Person Daily
Maximum $1,000 Plan Limit
Minimum of 6 Hours Delay Upgrade Available!
Trip Inconvenience

Fixed benefits for occurrences such as: when the insured’s passport is stolen, when the insured is in a traffic accident during the trip, for lack of snow at ski resort, if the insured is too sick to participate in a travel activity.

$250 Per Person
$0 Plan Limit
Trip Interruption

Provides reimbursement for unused, non-refundable, prepaid trip costs if your trip is interrupted due to a covered event. Also provides reimbursement for additional transportation costs to return home or rejoin your group.

150% of Insured Trip Cost

Accident & Health

Emergency Assistance & Transportation

Provides coverage for transportation to the nearest suitable medical facility, help to return home if medically necessary, and up to $10,000 in expenses for a companion to visit you if you are traveling alone and are hospitalized for more than 7 days.

$250,000 Per Person
Secondary Coverage
$0 Plan Limit
Medical & Dental

Reimburses for emergency sickness or illness that first manifests itself or accidental injury that occurs while on a trip. You must provide bills and medical records for the claimed expenses. Look back period applies.

$100,000 Per Person
Secondary Coverage
$0 Plan Limit
Pre-Existing Conditions Waiver

A pre-existing condition is an illness or medical condition that existed before a policy’s effective date, usually excluded. Final Payment must be made towards an already pre-paid trip arrangement; not a last-minute booking. Please refer to policy for more details.

Included if policy is purchased prior to or within 24 hours of Final Trip Payment.

Accidental Death & Dismemberment - Travel Accident

Provides coverage if you are injured by an Travel Accident during your trip and you suffer the loss of life or limb within 365 days of the Travel Accident.

$25,000 per person
Maximum Claim Limit of $100,000 Per Policy

Property Coverage

Baggage Coverage

Provides coverage for your baggage and covered personal effects if they are lost, damaged or stolen during your trip.

$1,500 Per Person
$0 Plan Limit Upgrade Available!
Baggage Delay

Covers up to stated amount for clothing, toiletries and other essential items if luggage is delayed or misdirected for a specified period of time.

$750 Per Person
$0 Plan Limit
Minimum of 24 Hours Delay

Ancillary Coverage

Rental Car Damage

Provides primary coverage if your rental car is damaged due to collision, fire, flood, theft, vandalism, windstorm or hail. Not available to residents of Texas.

$50,000 Per Plan

Additional Term


Available in all 50 states
Maximum Trip Length

Up to 90 days

Stress Less, enjoy more.

All of GoReady’s policies automatically include our exclusive Stress Less Benefits. This amazing feature allows our clients to potentially avoid fronting their own monies and going through a claim reimbursement process. By contacting GoReady immediately when experiencing any covered event such as a flight disruption, illness, or injury, our team can coordinate the solution and pay for it on the spot. This includes booking or rearranging flights and hotels, coordinating medical care, or arranging a medical evacuation or repatriation.

For this policy, the following benefits include this GoReady exclusive:

  • Trip Interruption
  • Travel Delay
  • Missed Connection
  • Medical and Dental Emergency Assistance and Transportation

Get a GoReady Cruise quote now!

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