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GoReady VIP Plan

Aptly named, GoReady’s VIP Plan provides the highest coverage limits of any policy we offer. With this plan, you can rest assured that even the costliest covered travel incidents won’t leave you out of pocket.

This plan also features a 10-day Free Look Period where you can receive a full refund of your policy’s premium if you haven’t filed a claim or departed on your trip during that time.

This plan is ideal for:

  • Travelers seeking the highest coverage limits
  • Those with or related to someone with a lengthy or fragile medical history
  • Individuals who will be applying for a Schengen Visa
  • Someone planning to use a rental vehicle

GoReady VIP Plan

Is this plan right for you?

  • I want the highest coverage limits
  • I’m traveling internationally (or domestically)
  • I need a Schengen Visa
  • I’m interested in CFAR

Clients looking for complete peace of mind will find it with GoReady’s VIP Plan. This comprehensive policy has every benefit you’d expect & a few more you’ll be glad we included. The Cancellation & Interruption benefits cover 20+ incidents with Interruption offering a unique limit of up to 175% of your Trip Cost. With $250,000 in Medical coverage & $1,000,000 in Emergency Assistance & Transportation, you can travel to the further reaches of the world & sleep well knowing even the priciest incidents will be paid for.

The VIP Plan even includes $50,000 in Rental Car Coverage & has a list of upgrade options such as Cancel For Any Reason (CFAR), Cancel For Work Reasons, Business & Sports Equipment Protection & Delay as well as Mechanical Breakdown of your own automobile.

Benefits & Coverages

View and download full policy details


COVID Coverage

Shows whether or not the policy includes coverage in case the insured, their traveling companions, or even family back home get sick with COVID.

Includes coverage for Trip Cancellation, Trip Interruption, or Travel Delay (w/quarantine accommodations) if the insured, their traveling companion, or a family member contracts the COVID virus. It also includes Emergency Medical as well as Emergency Assistance & Transportation (Evacuation/Repatriation) for the insured if they contract the virus.


Trip Cancellation

Provides reimbursement for unused, non-refundable, prepaid trip costs if a covered reason causes you to cancel your trip.

100% of Insured Trip Cost
Cancellation for Any Reason (CFAR)

Reimburses up to 75% of your nonrefundable trip costs when you cancel for any reason. Payment for this coverage must be received within 1 to 14 days (depending on the plan) of the date your first dollar is spent towards the trip. Other requirements apply. Please see the plan’s Description of Coverage for further details.

75% of Trip Cost
Trip Cancellation for Work Reasons

Provides reimbursement for unused, non-refundable, prepaid trip costs if a work-related covered event causes you to cancel your trip. This coverage is not available to the self-employed, business owners, or persons employed by a Family Member.

100% of Trip Cost Insured
Travel Delay

Reimburses you for reasonable out of pocket expenses incurred, such as accommodations, meals and local transportation if you are delayed during your trip for 6 hours or more due to a covered reason.

$250 Per Person Daily
Maximum $1,500 Plan Limit
Minimum of 6 Hours Delay
Trip Inconvenience

Fixed benefits for occurrences such as: when the insured’s passport is stolen, when the insured is in a traffic accident during the trip, for lack of snow at ski resort, if the insured is too sick to participate in a travel activity.

$500 Per Person
Trip Interruption

Provides reimbursement for unused, non-refundable, prepaid trip costs if your trip is interrupted due to a covered event. Also provides reimbursement for additional transportation costs to return home or rejoin your group.

175% of Insured Trip Cost
Missed Connection

Reimburses you for additional transportation, reasonable local accommodations, and unused land or water arrangements if you miss your cruise or tour departure because your flight was cancelled or delayed for 3 hours or more due to adverse weather. (Available if coverage is not available elsewhere).

$1,000 Per Person Daily

Minimum of 3 Hours Delay
Single Occupancy Supplement


Accident & Health

Accidental Death & Dismemberment - Air Only

Pays for loss of limb or life as a result of an Accidental Injury while you are a passenger on a flight while on your covered trip. Loss must occur within 365 days of the date of the Accidental Injury.

$100,000 Per Person
$200,000 Plan Limit
Emergency Assistance & Transportation

Provides coverage for transportation to the nearest suitable medical facility, help to return home if medically necessary, and up to $10,000 in expenses for a companion to visit you if you are traveling alone and are hospitalized for more than 7 days.

$1,000,000 Per Person
Secondary Coverage
Medical & Dental

Reimburses for emergency sickness or illness that first manifests itself or accidental injury that occurs while on a trip. You must provide bills and medical records for the claimed expenses. Look back period applies.

$250,000 Per Person
Secondary Coverage
Pre-Existing Conditions Waiver

A pre-existing condition is an illness or medical condition that existed before a policy’s effective date, usually excluded. Waiver applies to Medical and Dental, Evacuation, & Trip Cancellation / Interruption coverages. Please refer to the policy for more details.

Included if policy is purchased within 14 days of Initial Trip Payment.
Accidental Death & Dismemberment - Travel Accident

Provides coverage if you are injured by an Travel Accident during your trip and you suffer the loss of life or limb within 365 days of the Travel Accident.

$50,000 Per Person
$100,000 Plan Limit

Property Coverage

Baggage Coverage

Provides coverage for your baggage and covered personal effects if they are lost, damaged or stolen during your trip.

$2,500 Per Person
Baggage Delay

Covers up to stated amount for clothing, toiletries and other essential items if luggage is delayed or misdirected for a specified period of time.

$750 Per Person

Minimum of 24 Hours Delay
Baggage/Personal Effects - Business Equipment

Provides coverage for loss, theft or damage to your Business Equipment during your covered trip.

$2,000 Per Person & $1,000 for Business Equipment Delay
Baggage/Personal Effects - Sports Equipment

Provides coverage for loss, theft or damage to your Sporting Equipment during your covered trip.

$2,000 Per Person & $1,000 for Sports Equipment Delay

Ancillary Coverage

Automobile Mechanical Breakdown

Covers reimbursement of rental vehicle costs if you arranged to take your personal or recreational vehicle as transportation to and from your trip destination and that vehicle is rendered inoperable while on your trip and over 100 miles from your point of origin.

$1,000 (daily limit of $200)
Rental Car Damage

Provides primary coverage if your rental car is damaged due to collision, fire, flood, theft, vandalism, windstorm or hail. Not available to residents of Texas.

$50,000 Per Person / Per Plan

Additional Term


Available in all 50 states
Maximum Trip Length

Up to 60 days

Stress Less, enjoy more.

All of GoReady’s policies automatically include our exclusive Stress Less Benefits. This amazing feature allows our clients to potentially avoid fronting their own monies and going through a claim reimbursement process. By contacting GoReady immediately when experiencing any covered event such as a flight disruption, illness, or injury, our team can coordinate the solution and pay for it on the spot. This includes booking or rearranging flights and hotels, coordinating medical care, or arranging a medical evacuation or repatriation.

For this policy, the following benefits include this GoReady exclusive:

  • Trip Interruption
  • Travel Delay
  • Missed Connection
  • Medical and Dental Emergency Assistance and Transportation

Get a GoReady VIP quote now!

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