Insured, family, or companion must get COVID for Cancellation, Interruption, or Delay coverage. Insured must get COVID for Medical, Evacuation & Repatriation coverage. No COVID home self-test results. Evacuation needs assistance provider approval.

Provides reimbursement for unused, non-refundable, prepaid trip costs if a covered reason causes you to cancel your trip.

Provides reimbursement for unused, non-refundable, prepaid trip costs if your trip is interrupted due to a covered event. Also provides reimbursement for additional transportation costs to return home or rejoin your group.

Reimburses you for reasonable out of pocket expenses incurred, such as accommodations, meals and local transportation if you are delayed during your trip for 6 hours or more due to a covered reason.

Reimburses you for additional transportation, reasonable local accommodations, and unused land or water arrangements if you miss your cruise or tour departure because your flight was cancelled or delayed for 3 hours or more due to adverse weather. (Available if coverage is not available elsewhere).

Provides coverage if you are injured by a Travel Accident during your covered trip and you suffer the loss of life or limb.

Reimburses for emergency sickness that first manifests itself or accidental injury that occurs while on a trip. You must provide bills and medical records for claimed expenses. Lookback period may apply. *$50 deductible applies for Medical and Dental for residents of CT, IN, KS, MO, MT, VT, & WA. Medical coverage is primary in CT. Not applicable to the Pandemic Plus Plan.

By having the Pre-Ex Waiver, illnesses or injuries being treated during your lookback period (which is the 3-6 months prior to your policy’s purchase date) will still be covered. Without it, those illnesses or injuries may result in a denied claim. Illnesses or injuries that have been stable for more than 6 months are not considered pre-existing.

Provides medically necessary transportation to the nearest hospital or appropriate facility if you suffer an Accidental Injury or Emergency Sickness and the local facility does not have the necessary medical equipment or expertise to treat you. Repatriation can transport an insured’s remains back home. Coordination of either arrangement must be made by our designated assistance company.

Provides coverage for your baggage and covered personal effects if they are lost, damaged or stolen during your trip.

Covers up to stated amount for clothing, toiletries and other essential items if luggage is delayed or misdirected for a specified period of time.

Provides coverage for loss, theft or damage to your Sporting Equipment during your covered trip.

Provides primary coverage if your rental car is damaged due to collision, fire, flood, theft, vandalism, windstorm or hail. Note: $100 deductible is applicable to all states; Not to be sold for trips to Mexico, Ireland, Jamaica, Costa Rica

Provides reimbursement for unused, non-refundable, prepaid trip costs if a work-related covered event causes you to cancel your trip. This coverage is not available to the self-employed, business owners, or persons employed by a Family Member.