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Go Ready Trip Cancellation Insurance Plan
by Aegis General

An economical option for those who are strictly concerned with their trip possibly being cancelled. Trip Interruption upgrades are available for the Go Ready Trip Cancellation Insurance Plan.

This plan also features a 15-day Free Look Period* where you can receive a full refund of your policy’s premium if you haven’t filed a claim or departed on your trip during that time.

This plan is ideal for:

  • Travel within the United States
  • People interested in the most economical cancellation coverage
  • Staying with AirBnb or VRBO
  • Annual Policyholders who want cancellation coverage for a specific trip

Get a Go Ready Trip Cancellation by Aegis General quote now!

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Review for Go Ready Trip Cancellation Plan by Aegis General

Needed to cancel days after the cancellation period. They passed the decision on to a supervisor who approved. I greatly appreciate it!

from Gerasimos

Go Ready Trip Cancellation Insurance Plan by Aegis General

Is this trip cancellation insurance plan right for you?

  • Looking for inexpensive coverage
  • You’re traveling within the U.S.

  • Staying with AirBnB or VRBO

Chances are that you won’t find a policy like this anywhere else. Aegis’s Go Ready Trip Cancellation Insurance Plan ensures you’ll only be paying for the coverage you want. For anyone traveling domestically, why pay for Emergency Medical insurance when your U.S. healthcare provider likely already covers you?

This trip cancellation insurance plan allows you to cancel for up to a 100% reimbursement for over 20 reasons including:

  • Sickness, injury or death of you or a family member
  • Airline or other common carrier delays
  • Traffic accidents
  • Job loss
  • Your home or vacation accommodations being made uninhabitable
  • Terrorism
  • Military leave being revoked or being called in active duty
  • Jury duty
  • Plus many more

Benefits & Coverages

View and download this policy's Description of Coverage

COVID-19

COVID Coverage

Insured, family, or companion must get COVID for Cancellation, Interruption, or Delay coverage. Insured must get COVID for Medical, Evacuation & Repatriation coverage. No COVID home self-test results. Evacuation needs assistance provider approval.

Includes Coverage For:

Trip Cancellation
Trip Interruption (if upgraded)

Travel

Trip Cancellation

Provides reimbursement for unused, non-refundable, prepaid trip costs if a covered reason causes you to cancel your trip.

100% of Insured Trip Cost
Single Occupancy Supplement

Included
Trip Interruption

Provides reimbursement for unused, non-refundable, prepaid trip costs if your trip is interrupted due to a covered event. Also provides reimbursement for additional transportation costs to return home or rejoin your group.

150% of Trip Cost Insured

Accident & Health

Pre-Existing Conditions Waiver°

By having the Pre-Ex Waiver, illnesses or injuries being treated during your lookback period (which is the 3-6 months prior to your policy’s purchase date) will still be covered. Without it, those illnesses or injuries may result in a denied claim. Illnesses or injuries that have been stable for more than 6 months are not considered pre-existing.

Included if Policy Purchased w/in 14 Days of Initial Trip Deposit

If Not, Excludes Pre-Existing Conditions from Last 6 Months

Additional Term

Availability

Available in all 50 states, plus D.C.
Maximum Trip Length

Up to 60 days

Stress Less, enjoy more

Woman doing yoga on rocks on the beach - representing the stressless benefits provided by a GoReady trip cancellation plan.All of Aegis's policies automatically include our exclusive Stress Less Benefits. This amazing feature allows our clients to potentially avoid fronting their own monies and going through a claim reimbursement process. By contacting Aegis General immediately when experiencing any covered event such as a flight disruption, illness, or injury, our team can coordinate the solution and pay for it on the spot. This includes booking or rearranging flights and hotels, coordinating medical care, or arranging a medical evacuation or repatriation.*

For this trip cancellation insurance plan, the following benefits include this Aegis exclusive:

  • Trip Interruption (if the upgrade is purchased)

Trip Cancellation Insurance Plan Questions

What is Trip Cancellation Insurance?

If an unforeseen event results in you being able to take your trip, a trip cancellation plan reimburses you for a portion of your losses from non-refundable expenses.

Can You Revoke a Trip Cancellation Insurance Plan?

If you have not begun your trip, Aegis has a 15-day period during which you can revoke the cancellation plan for a full refund.

Please note that this policy does not include emergency medical care, evacuation, or repatriation. Also, flight & hotel arrangements would only apply if the Trip Interruption upgrade was purchased.

*Free Look Period: 21 days in CT, KS, MO, MT, VT, WA  & 30 days in IN, NH & UT
**$100 deductible. Not available if renting in Costa Rica, Ireland, Jamaica or Mexico.
***Medical is Primary in CT. $50 deductible in CT, IN, KS, MO, MT, VT & WA
°Not applicable in NH, pre-ex waiver included. 

Insurance coverages underwritten by Zurich American Insurance Company, a New York domiciled company with its principal place of business at 1299 Zurich Way, Schaumburg, IL 60196 (NAIC # 16535).

Frequently Asked Questions

What is trip cancellation insurance?

Trip cancellation insurance is a type of travel insurance that reimburses you for prepaid, non-refundable travel expenses if you cancel your trip for a reason covered by your policy. This can include trip deposits, flight change fees, and the cost of accommodation. Additionally, Go Ready’s Trip Cancellation Insurance Plan by Aegis General provides coverage for over 20 reasons, such as sickness, job loss, and terrorism. The plan also includes a 15-day free look period for a full refund if you haven't filed a claim or started your trip.

What is airfare cancellation insurance?

Airfare cancellation insurance, also known as trip cancellation insurance, provides coverage for non-refundable expenses associated with a canceled flight or trip. This includes prepaid airfare, hotel accommodations, tours, excursions, and cruises. Go Ready’s Trip Cancellation Plans offer additional benefits such as coverage for non-refundable prepaid trip costs, including fees for tickets to special events, theme park passes, and rental cars. These plans also provide coverage for emergency medical expenses, baggage loss, and 24/7 emergency assistance services, ensuring comprehensive protection for your travel investment.

What are covered reasons for trip cancellation?

Trip cancellation insurance can provide coverage for a wide range of unexpected events that might force you to cancel your trip, including:

  • Medical Emergencies: This is the most common reason for trip cancellation claims. Coverage may include illness, injury, or death of the traveler, a traveling companion, or a family member. It also extends to medical emergencies within the family.
  • Natural Disasters: Coverage may apply to cancellations due to inclement weather, storms, or mandatory evacuations.
  • Terrorism: Acts of terrorism may be a covered reason for trip cancellation, offering peace of mind when traveling to regions with heightened risks.
  • Trip Delays: If your trip is delayed by more than 12 hours due to natural disasters, airline issues, or medical emergencies, this may be covered. Aegis's plans may also include benefits for accommodations or meals during significant delays.
  • Additional Coverage Options: Aegis offers specialized trip cancellation plans that reimburse prepaid or non-refundable expenses, such as airfare, hotel reservations, or cruise tickets. Their policies may also include coverage for unused portions of your trip if you need to cut it short.

Aegis's trip cancellation insurance offers protection, ensuring that your travel investments are safeguarded against a variety of unforeseen circumstances.