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GoReady Pandemic Plus Plan

A comprehensive travel insurance plan with our broadest array of pandemic-related benefits.

This plan also features a 14-day Free Look Period where you can receive a full refund of your policy’s premium if you haven’t filed a claim or departed on your trip during that time.

This plan is ideal for:

  • People worried about COVID-related issues
  • Primary (not secondary) insurance benefits
  • Individuals who are looking for a comprehensive Single-Trip plan
  • Clients wanting Cancel For Any Reason (CFAR) coverage

GoReady Pandemic Plus Plan

Is this plan right for you?

  • I want COVID coverage
  • My trip is international
  • I need a Schengen Visa
  • I’m interested in CFAR
  • I like Primary Benefits

GoReady’s Pandemic Plus Plan offers our widest range of COVID-related coverage & Stress Less Benefits. The following benefits all apply if the insured, their traveling companion, a family member, their child’s caregiver, or business partner contracts the COVID virus:

  • Trip Cancellation
  • Trip Interruption
  • Airline Ticket Change Fee
  • Trip Delay

Additionally, the following benefits also apply if the insured contracts the COVID virus:

  • Emergency Medical
  • Evacuation
  • Repatriation

Benefits & Coverages

View and download full policy details


COVID Coverage

Shows whether or not the policy includes coverage in case the insured, their traveling companions, or even family back home get sick with COVID.

Includes coverage for Trip Cancellation, Trip Interruption, Airline Ticket Change Fee, & Trip Delay (w/quarantine accommodations) if the insured, a traveling companion, family member, their child's caregiver, or business partner contracts COVID. It also includes Emergency Medical, Evacuation, & Repatriation for the insured if they contract COVID.


Airline Ticket Change Fee

Provides reimbursement for fees to change the dates on your airline ticket due to a covered reason.

$200 Per Person
Single Occupancy Supplement

Provides coverage for additional costs incurred if the per-occupancy rate for your prepaid travel arrangement changes due to your travel companion being delayed, cancelling or interrupting the trip for a covered reason and you do not cancel your trip.

Trip Cancellation

Provides reimbursement for unused, non-refundable, prepaid trip costs if a covered reason causes you to cancel your trip.

100% of Insured Trip Cost
Cancellation for Any Reason (CFAR)

Reimburses up to 75% of your nonrefundable trip costs when you cancel for any reason. Payment for this coverage must be received within 1 to 14 days (depending on the plan) of the date your first dollar is spent towards the trip. Other requirements apply. Please see the plan’s Description of Coverage for further details.

75% reimbursement of the nonrefundable pre-paid costs if you cancel for any reason not in the policy
Travel Delay

Reimburses you for reasonable out of pocket expenses incurred, such as accommodations, meals and local transportation if you are delayed during your trip for 6 hours or more due to a covered reason.

$200 Per Person Daily
$1,000 Overall Limit Per Person
Minimum of 6 Hours Delay
Trip Interruption

Provides reimbursement for unused, non-refundable, prepaid trip costs if your trip is interrupted due to a covered event. Also provides reimbursement for additional transportation costs to return home or rejoin your group.

150% of Insured Trip Cost
Missed Connection

Reimburses you for additional transportation, reasonable local accommodations, and unused land or water arrangements if you miss your cruise or tour departure because your flight was cancelled or delayed for 3 hours or more due to adverse weather. (Available if coverage is not available elsewhere).

$250 Per Person Daily
Minimum of 3 Hours Delay

Accident & Health

Emergency Medical Evac. & Medical Necessary Repatriation

Provides medically necessary transportation to the nearest hospital or appropriate facility if you suffer an Accidental Injury or Emergency Sickness and are hospitalized for 7 days or more while on your covered trip. Coordination of the arrangements must be done by insurance company.

$500,000 Per Person
Medical & Dental

Reimburses for emergency sickness or illness that first manifests itself or accidental injury that occurs while on a trip. You must provide bills and medical records for the claimed expenses. Look back period applies.

$50,000 Per Person
Primary Coverage
$750 Dental Emergency Expense (Deductible $50)
Pre-Existing Conditions Waiver

A pre-existing condition is an illness or medical condition that existed before a policy’s effective date, usually excluded. Waiver applies to Medical and Dental, Evacuation, & Trip Cancellation / Interruption coverages. Please refer to the policy for more details.

Included if policy is purchased within 14 days of Initial Trip Payment.
Accidental Death & Dismemberment - Travel Accident

Provides coverage if you are injured by an Travel Accident during your trip and you suffer the loss of life or limb within 365 days of the Travel Accident.

$10,000 Per Person

Property Coverage

Baggage Coverage

Provides coverage for your baggage and covered personal effects if they are lost, damaged or stolen during your trip.

$2,500 Per Person
$500 Per Item
Baggage Delay

Covers up to stated amount for clothing, toiletries and other essential items if luggage is delayed or misdirected for a specified period of time.

$500 Per Person
Minimum of 12 Hours Delay

Additional Term


Not available in Louisiana.
Maximum Trip Length

Up to 90 Days

Stress Less, enjoy more.

All of GoReady’s policies automatically include our exclusive Stress Less Benefits. This amazing feature allows our clients to potentially avoid fronting their own monies and going through a claim reimbursement process. By contacting GoReady immediately when experiencing any covered event such as a flight disruption, illness, or injury, our team can coordinate the solution and pay for it on the spot. This includes booking or rearranging flights and hotels, coordinating medical care, or arranging a medical evacuation or repatriation.

For this policy, the following benefits include this GoReady exclusive:

  • Trip Interruption
  • Trip Delay
  • Airline Ticket Change Fee
  • Missed Connection
  • Emergency Medical
  • Emergency Medical Evacuation/Repatriation
  • Repatriation of Remains

Get a GoReady Pandemic Plus quote now!

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