GoReady Choice Plan

Shows whether or not the policy includes coverage in case the insured, their traveling companions, or even family back home get sick with COVID.

Provides coverage for additional costs incurred if the per-occupancy rate for your prepaid travel arrangement changes due to your travel companion being delayed, cancelling or interrupting the trip for a covered reason and you do not cancel your trip.

Provides reimbursement for unused, non-refundable, prepaid trip costs if a covered reason causes you to cancel your trip.

Reimburses up to 75% of your nonrefundable trip costs when you cancel for any reason. Payment for this coverage must be received within 1 to 14 days (depending on the plan) of the date your first dollar is spent towards the trip. Other requirements apply. Please see the plan’s Description of Coverage for further details.

Provides reimbursement for unused, non-refundable, prepaid trip costs if a work-related covered event causes you to cancel your trip. This coverage is not available to the self-employed, business owners, or persons employed by a Family Member.

Reimburses you for reasonable out of pocket expenses incurred, such as accommodations, meals and local transportation if you are delayed during your trip for 6 hours or more due to a covered reason.

Provides reimbursement for unused, non-refundable, prepaid trip costs if your trip is interrupted due to a covered event. Also provides reimbursement for additional transportation costs to return home or rejoin your group.

Reimburses you for additional transportation, reasonable local accommodations, and unused land or water arrangements if you miss your cruise or tour departure because your flight was cancelled or delayed for 3 hours or more due to adverse weather. (Available if coverage is not available elsewhere).

Provides coverage for transportation to the nearest suitable medical facility, help to return home if medically necessary, and up to $10,000 in expenses for a companion to visit you if you are traveling alone and are hospitalized for more than 7 days.

Reimburses for emergency sickness or illness that first manifests itself or accidental injury that occurs while on a trip. You must provide bills and medical records for the claimed expenses. Look back period applies.

A pre-existing condition is an illness or medical condition that existed before a policy’s effective date, usually excluded. Waiver applies to Medical and Dental, Evacuation, & Trip Cancellation / Interruption coverages. Please refer to the policy for more details.

Provides coverage if you are injured by an Travel Accident during your trip and you suffer the loss of life or limb within 365 days of the Travel Accident.

Provides coverage for your baggage and covered personal effects if they are lost, damaged or stolen during your trip.

Provides reimbursement for the purchase of necessary items if your baggage is delayed for 24 hours or more during your trip.

Provides coverage for loss, theft or damage to your Business Equipment during your covered trip.

Provides coverage for loss, theft or damage to your Sporting Equipment during your covered trip.

Financial Insolvency of a Common Carrier is a covered reason for Trip Cancellation and Trip Interruption provided you purchased the policy prior to or within 24 hours of your final trip payment. Please see a sample Description of Coverage or Policy for full details.

Provides primary coverage if your rental car is damaged due to collision, fire, flood, theft, vandalism, windstorm or hail. Not available to residents of Texas.