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Single Trip Plan
Multi-Trip Annual Plan

GoReady Choice Single-Trip Plan

A robust single-trip travel insurance plan with optional benefits for Cancel For Any Reason, Cancellation for Work Reasons, Increased Medical & Evacuation Limits, Coverage for Electronics & Sports Equipment, & Much More!

This plan also features a 15-day Free Look Period* where you can receive a full refund of your policy’s premium if you haven’t filed a claim or departed on your trip during that time.

This single-trip plan is ideal for:

  • Individuals who are looking for a comprehensive Single-Trip plan
  • Do not want to overpay for benefits they don't need
  • Want to be able to add coverage specific to their situation or trip
  • Individuals who will be applying for a Schengen Visa

GoReady Choice Plan

Is this single-trip plan right for you?

  • Prefer savings over high limits
  • Need comprehensive coverage
  • Are traveling internationally (or domestically)
  • Like customizing coverage
  • May need to cancel for any reason (with upgrade)

Our best-selling single-trip plan, GoReady Choice is an excellent option for almost anyone seeking a comprehensive travel insurance policy. While perfect in its default form, it also offers an industry-leading number of upgrade options including:

  • Cancel For Any Reason (CFAR) & Cancel For Work Reasons
  • Cancel for Any Fortuitous Reason (CFAFR) is Available for NY Residents
  • $500,000 in Emergency Medical & $500,000 in Evacuation and Repatriation
  • $2,000 in Baggage Protection
  • $50,000 in Rental Car Protection**
  • $100,000 in Accidental Death & $100,000 in Dismemberment Benefit
  • $1,000 in Sports & Business Equipment coverage

This single-trip plan is also the only one in the industry that allows the option to add pre-existing condition coverage (if you’re within the qualifying period). While all other plans with a Pre-Existing Condition Waiver° will charge you for that often costly protection even if you’re outside of the qualifying period and don’t receive it, with GoReady Choice you only pay for the coverage you actually receive.

Single-Trip Plan Benefits & Coverages

View and download full policy details

COVID-19

COVID Coverage

Insured, family member, or traveling companion must contract the virus for Cancellation, Interruption, or Delay coverage. Insured must contract the virus for Medical, Evacuation, & Repatriation coverage. Results from COVID home self-tests are not accepted. Any evacuation must be approved & arranged by our assistance provider.

Includes coverage for Trip Cancellation & Interruption, Travel Delay (w/quarantine accommodations), Medical, Evacuation & Repatriation. Scroll or click on the benefit name or ? to the left for additional info.

Travel

Trip Cancellation

Provides reimbursement for unused, non-refundable, prepaid trip costs if a covered reason causes you to cancel your trip.

100% of Insured Trip Cost
Single Occupancy Supplement

Provides coverage for additional costs incurred if the per-occupancy rate for your prepaid travel arrangement changes due to your travel companion being delayed, cancelling or interrupting the trip for a covered reason and you do not cancel your trip.

Included
Trip Interruption

Provides reimbursement for unused, non-refundable, prepaid trip costs if your trip is interrupted due to a covered event. Also provides reimbursement for additional transportation costs to return home or rejoin your group.

150% of Insured Trip Cost
Travel Delay (COVID Quarantine)

Reimburses you for reasonable out of pocket expenses incurred, such as accommodations, meals and local transportation if you are delayed during your trip for 6 hours or more due to a covered reason.

$200 Per Person Daily
$2,000 Overall Limit Per Person
Minimum of 6 Hours Delay
Missed Connection

Reimburses you for additional transportation, reasonable local accommodations, and unused land or water arrangements if you miss your cruise or tour departure because your flight was cancelled or delayed for 3 hours or more due to adverse weather. (Available if coverage is not available elsewhere).

$500 Per Person
Minimum of 3 Hours Delay
Cancellation for Any Reason (CFAR)

Reimburses up to 75% of your nonrefundable trip costs when you cancel for any reason. Payment for this coverage must be received within 1 to 14 days (depending on the plan) of the date your first dollar is spent towards the trip. Other requirements apply. Please see the plan’s Description of Coverage for further details.

75% of Trip Cost Insured
Trip Cancellation for Work Reasons

Provides reimbursement for unused, non-refundable, prepaid trip costs if a work-related covered event causes you to cancel your trip. This coverage is not available to the self-employed, business owners, or persons employed by a Family Member.

100% of Trip Cost Insured

Accident & Health

Accidental Death and Dismemberment

Provides coverage if you are injured by a Travel Accident during your covered trip and you suffer the loss of life or limb.

$10,000 Per Benefit / Per Person

Upgrade Available!
Medical & Dental***

Reimburses for emergency sickness that first manifests itself or accidental injury that occurs while on a trip. You must provide bills and medical records for claimed expenses. Lookback period may apply. *$50 deductible applies for Medical and Dental for residents of CT, IN, KS, MO, MT, VT, & WA. Medical coverage is primary in CT. Not applicable to the Pandemic Plus Plan.

$50,000 Per Person
Dental Expense Maximum Benefit: $1,000
Secondary Coverage Upgrade Available!
Pre-Existing Conditions Waiver°

By having the Pre-Ex Waiver, illnesses or injuries being treated during your lookback period (which is the 3-6 months prior to your policy’s purchase date) will still be covered. Without it, those illnesses or injuries may result in a denied claim. Illnesses or injuries that have been stable for more than 6 months are not considered pre-existing.

Not Included Unless Upgrade Purchased

If Not, Excludes Pre-Existing Conditions From Last 6 Months Upgrade Available!
Emergency Evacuation and Repatriation

Provides medically necessary transportation to the nearest hospital or appropriate facility if you suffer an Accidental Injury or Emergency Sickness and are hospitalized for 7 days while on your covered trip. Coordination of the arrangements must be made by designated assistance company.

$250,000 Per Person
Secondary Coverage Upgrade Available!

Property Coverage

Baggage Coverage

Provides coverage for your baggage and covered personal effects if they are lost, damaged or stolen during your trip.

$500 Per Person
Upgrade Available!
Baggage Delay

Provides reimbursement for the purchase of necessary items if your baggage is delayed for 24 hours or more during your trip.

$200 Per Person
Minimum of 24 Hours Delay
Baggage Delay - Sports Equipment

$600 Per Person
12 Hours Min.
Electronic and Professional Equipment

$1,000 Per Person
Baggage/Personal Effects - Sports Equipment

Provides coverage for loss, theft or damage to your Sporting Equipment during your covered trip.

$1,000 Per Person

Ancillary Coverage

Rental Car Damage**

Provides primary coverage if your rental car is damaged due to collision, fire, flood, theft, vandalism, windstorm or hail. Note: $100 deductible is applicable to all states; Not to be sold for trips to Mexico, Ireland, Jamaica, Costa Rica

$50,000 per person, per plan

Additional Term

Availability

Available in all 50 states, plus D.C.
Maximum Trip Length

Up to 60 days

Stress Less, enjoy more.

A woman meditating in a tropical setting at sunset who may have purchased a GoReady single-trip plan.All of GoReady’s policies automatically include our exclusive Stress Less Benefits. This amazing feature allows our clients to potentially avoid fronting their own monies and going through a claim reimbursement process. By contacting GoReady immediately when experiencing any covered event such as a flight disruption, illness, or injury, our team can coordinate the solution and pay for it on the spot. This includes booking or rearranging flights and hotels, coordinating medical care, or arranging a medical evacuation or repatriation.

For this policy, the following benefits include this GoReady exclusive:

  • Trip Interruption
  • Travel Delay
  • Missed Connection
  • Medical and Dental
  • Evacuation & Repatriation

Learn more

*Free Look Period: 21 days in CT, KS, MO, MT, VT, WA  & 30 days in IN, NH & UT
**$100 deductible. Not available if renting in Costa Rica, Ireland, Jamaica or Mexico.
***Medical is Primary in CT. $50 deductible in CT, IN, KS, MO, MT, VT & WA
°Not applicable in NH, pre-ex waiver included. 

Insurance coverages underwritten by Zurich American Insurance Company, a New York domiciled company with its principal place of business at 1299 Zurich Way, Schaumburg, IL 60196 (NAIC # 16535).

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