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GoReady Choice Plan

A robust travel insurance plan with optional benefits for Cancel For Any Reason, Cancellation for Work Reasons, Increased Medical & Evacuation Limits, Coverage for Sports & Business Equipment, & Much More!

This plan also features a 10-day Free Look Period where you can receive a full refund of your policy’s premium if you haven’t filed a claim or departed on your trip during that time.

This plan is ideal for:

  • Individuals who are looking for a comprehensive Single-Trip plan
  • Do not want to overpay for benefits they don't need
  • Want to be able to add coverage specific to their situation or trip
  • Individuals who will be applying for a Schengen Visa

GoReady Choice Plan

Is this plan right for you?

  • Prefer savings over high limits
  • Need comprehensive coverage
  • Are traveling internationally (or domestically)
  • Like customizing coverage
  • Are traveling to Costa Rica unvaccinated

Our best-selling plan, GoReady Choice is an excellent option for almost anyone seeking a comprehensive travel insurance policy. While perfect in its default form, it also offers an industry-leading number of upgrade options including:

  • Cancel For Any Reason (CFAR) & Cancel For Work Reasons
  • $500,000 in Emergency Medical, Assistance & Transportation (aka Evac/Repat)
  • $2,000 in Baggage Protection
  • $50,000 in Rental Car Protection
  • $200,000 in Accidental Death & Dismemberment (AD & D)
  • $1,000 in Sports & Business Equipment coverage

This plan also has the industry’s only Dynamic Pre-Existing Condition coverage. While all other plans with a Pre-Existing Condition Waiver will charge you for it even if you’re outside of the qualifying period, GoReady Choice automatically only charges you if have the coverage.

Benefits & Coverages

View and download full policy details

COVID-19

COVID Coverage

Shows whether or not the policy includes coverage in case the insured, their traveling companions, or even family back home get sick with COVID.

Includes coverage for Trip Cancellation, Trip Interruption, or Travel Delay (w/quarantine accommodations) if the insured, their traveling companion, or a family member contracts the COVID virus. It also includes Emergency Medical as well as Emergency Assistance & Transportation (Evacuation/Repatriation) for the insured if they contract the virus.

Travel

Single Occupancy Supplement

Provides coverage for additional costs incurred if the per-occupancy rate for your prepaid travel arrangement changes due to your travel companion being delayed, cancelling or interrupting the trip for a covered reason and you do not cancel your trip.

Included
Trip Cancellation

Provides reimbursement for unused, non-refundable, prepaid trip costs if a covered reason causes you to cancel your trip.

100% of Insured Trip Cost
Cancellation for Any Reason (CFAR)

Reimburses up to 75% of your nonrefundable trip costs when you cancel for any reason. Payment for this coverage must be received within 1 to 14 days (depending on the plan) of the date your first dollar is spent towards the trip. Other requirements apply. Please see the plan’s Description of Coverage for further details.

75% of Trip Cost Insured
Trip Cancellation for Work Reasons

Provides reimbursement for unused, non-refundable, prepaid trip costs if a work-related covered event causes you to cancel your trip. This coverage is not available to the self-employed, business owners, or persons employed by a Family Member.

100% of Trip Cost Insured
Travel Delay

Reimburses you for reasonable out of pocket expenses incurred, such as accommodations, meals and local transportation if you are delayed during your trip for 6 hours or more due to a covered reason.

$150 Per Person Daily
$2,000 Overall Limit Per Person
Minimum of 6 Hours Delay
Trip Interruption

Provides reimbursement for unused, non-refundable, prepaid trip costs if your trip is interrupted due to a covered event. Also provides reimbursement for additional transportation costs to return home or rejoin your group.

150% of Insured Trip Cost
Missed Connection

Reimburses you for additional transportation, reasonable local accommodations, and unused land or water arrangements if you miss your cruise or tour departure because your flight was cancelled or delayed for 3 hours or more due to adverse weather. (Available if coverage is not available elsewhere).

$500 Per Person Daily


Minimum of 3 Hours Delay

Accident & Health

Emergency Assistance & Transportation

Provides coverage for transportation to the nearest suitable medical facility, help to return home if medically necessary, and up to $10,000 in expenses for a companion to visit you if you are traveling alone and are hospitalized for more than 7 days.

$250,000 Per Person Upgrade Available!
Medical & Dental

Reimburses for emergency sickness or illness that first manifests itself or accidental injury that occurs while on a trip. You must provide bills and medical records for the claimed expenses. Look back period applies.

$50,000 Per Person
Secondary Coverage
Upgrade Available!
Pre-Existing Conditions Waiver

A pre-existing condition is an illness or medical condition that existed before a policy’s effective date, usually excluded. Waiver applies to Medical and Dental, Evacuation, & Trip Cancellation / Interruption coverages. Please refer to the policy for more details.

Included if policy is purchased within 14 days of Initial Trip Payment.
Accidental Death & Dismemberment - Travel Accident

Provides coverage if you are injured by an Travel Accident during your trip and you suffer the loss of life or limb within 365 days of the Travel Accident.

$10,000 Per Person
Maximum Claim Limit of $50,000 Per Policy Upgrade Available!

Property Coverage

Baggage Coverage

Provides coverage for your baggage and covered personal effects if they are lost, damaged or stolen during your trip.

$500 Per Person
Upgrade Available!
Baggage Delay

Provides reimbursement for the purchase of necessary items if your baggage is delayed for 24 hours or more during your trip.

$200 Per Person


Minimum of 24 Hours Delay Upgrade Available!
Baggage Delay - Business Equipment

$500 Per Person, 12 Hours Min.
Baggage Delay - Sports Equipment

$500 Per Person, 12 Hours Min.
Baggage/Personal Effects - Business Equipment

Provides coverage for loss, theft or damage to your Business Equipment during your covered trip.

$1,000 Per Person
Baggage/Personal Effects - Sports Equipment

Provides coverage for loss, theft or damage to your Sporting Equipment during your covered trip.

$1,000 Per Person

Ancillary Coverage

Financial Insolvency

Financial Insolvency of a Common Carrier is a covered reason for Trip Cancellation and Trip Interruption provided you purchased the policy prior to or within 24 hours of your final trip payment. Please see a sample Description of Coverage or Policy for full details.

View Trip Cancellation and Trip Interruption Limits
Rental Car Damage

Provides primary coverage if your rental car is damaged due to collision, fire, flood, theft, vandalism, windstorm or hail. Not available to residents of Texas.

$50,000 per person, per plan

Additional Term

Availability

Available in all 50 states
Maximum Trip Length

Up to 60 days

Stress Less, enjoy more.

All of GoReady’s policies automatically include our exclusive Stress Less Benefits. This amazing feature allows our clients to potentially avoid fronting their own monies and going through a claim reimbursement process. By contacting GoReady immediately when experiencing any covered event such as a flight disruption, illness, or injury, our team can coordinate the solution and pay for it on the spot. This includes booking or rearranging flights and hotels, coordinating medical care, or arranging a medical evacuation or repatriation.

For this policy, the following benefits include this GoReady exclusive:

  • Trip Interruption
  • Travel Delay
  • Missed Connection
  • Medical and Dental
  • Emergency Assistance and Transportation

Learn more

Get a GoReady Choice quote now!

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