A robust single-trip travel insurance plan with optional benefits for Cancel For
Any Reason, Cancellation for Work Reasons, Increased Medical &
Evacuation Limits, Coverage for Electronics & Sports Equipment, & Much More!
This plan also features a 15-day Free Look Period* where you can receive a full refund of your policy’s premium if you haven’t filed a claim or departed on your trip during that time.
Our best-selling single-trip plan, Go Ready Choice is an excellent option for almost anyone seeking a comprehensive travel insurance policy. While perfect in its default form, it also offers an industry-leading number of upgrade options including:
This single-trip plan is also the only one in the industry that allows the option to add pre-existing condition coverage (if you’re within the qualifying period). While all other plans with a Pre-Existing Condition Waiver° will charge you for that often costly protection even if you’re outside of the qualifying period and don’t receive it, with Go Ready Choice you only pay for the coverage you actually receive.
Insured, family, or companion must get COVID for Cancellation, Interruption, or Delay coverage. Insured must get COVID for Medical, Evacuation & Repatriation coverage. No COVID home self-test results. Evacuation needs assistance provider approval.
Provides reimbursement for unused, non-refundable, prepaid trip costs if a covered reason causes you to cancel your trip.
Provides coverage for additional costs incurred if the per-occupancy rate for your prepaid travel arrangement changes due to your travel companion being delayed, cancelling or interrupting the trip for a covered reason and you do not cancel your trip.
Provides reimbursement for unused, non-refundable, prepaid trip costs if your trip is interrupted due to a covered event. Also provides reimbursement for additional transportation costs to return home or rejoin your group.
Reimburses you for reasonable out of pocket expenses incurred, such as accommodations, meals and local transportation if you are delayed during your trip for 6 hours or more due to a covered reason.
Reimburses you for additional transportation, reasonable local accommodations, and unused land or water arrangements if you miss your cruise or tour departure because your flight was cancelled or delayed for 3 hours or more due to adverse weather. (Available if coverage is not available elsewhere).
Provides coverage if you are injured by a Travel Accident during your covered trip and you suffer the loss of life or limb.
Reimburses for emergency sickness that first manifests itself or accidental injury that occurs while on a trip. You must provide bills and medical records for claimed expenses. Lookback period may apply. *$50 deductible applies for Medical and Dental for residents of CT, IN, KS, MO, MT, VT, & WA. Medical coverage is primary in CT. Not applicable to the Pandemic Plus Plan.
By having the Pre-Ex Waiver, illnesses or injuries being treated during your lookback period (which is the 3-6 months prior to your policy’s purchase date) will still be covered. Without it, those illnesses or injuries may result in a denied claim. Illnesses or injuries that have been stable for more than 6 months are not considered pre-existing.
Provides medically necessary transportation to the nearest hospital or appropriate facility if you suffer an Accidental Injury or Emergency Sickness and the local facility does not have the necessary medical equipment or expertise to treat you. Repatriation can transport an insured’s remains back home. Coordination of either arrangement must be made by our designated assistance company.
Provides coverage for your baggage and covered personal effects if they are lost, damaged or stolen during your trip.
Provides reimbursement for the purchase of necessary items if your baggage is delayed for 24 hours or more during your trip.
Provides coverage for loss, theft or damage to your Sporting Equipment during your covered trip.
Provides primary coverage if your rental car is damaged due to collision, fire, flood, theft, vandalism, windstorm or hail. Note: $100 deductible is applicable to all states; Not to be sold for trips to Mexico, Ireland, Jamaica, Costa Rica
CFAR (Cancel for Any Reason) coverage is available for trip costs up to $10,000 per person. It reimburses 75% of your nonrefundable trip costs when you cancel your trip, as long as you do so at least 48 hours before the departure date. To be eligible, payment for this coverage must be made within 1 to 14 days (depending on the plan) of the date your first dollar is spent towards the trip. Additional requirements apply; refer to the plan’s Description of Coverage for more information.
Provides reimbursement for unused, non-refundable, prepaid trip costs if a work-related covered event causes you to cancel your trip. This coverage is not available to the self-employed, business owners, or persons employed by a Family Member.
All of Aegis's policies automatically include our exclusive Stress Less Benefits. This amazing feature allows our clients to potentially avoid fronting their own monies and going through a claim reimbursement process. By contacting Aegis General immediately when experiencing any covered event such as a flight disruption, illness, or injury, our team can coordinate the solution and pay for it on the spot. This includes booking or rearranging flights and hotels, coordinating medical care, or arranging a medical evacuation or repatriation.
For this policy, the following benefits include this Aegis exclusive:
*Free Look Period: 21 days in CT, KS, MO, MT, VT, WA & 30 days in IN, NH & UT
**$100 deductible. Not available if renting in Costa Rica, Ireland, Jamaica or Mexico.
***Medical is Primary in CT. $50 deductible in CT, IN, KS, MO, MT, VT & WA
°Not applicable in NH, pre-ex waiver included. Not applicable in FL & ID pre-ex lookback period is 30 days prior to date premium is received.
Insurance coverages underwritten by Zurich American Insurance Company, a New York domiciled company with its principal place of business at 1299 Zurich Way, Schaumburg, IL 60196 (NAIC # 16535).
This amazing feature allows our clients to potentially avoid fronting their own monies and going through a claim reimbursement process. By contacting Aegis immediately when experiencing any covered event such as a flight disruption, illness, or injury, our team can coordinate the solution and pay for it on the spot. This includes booking or rearranging flights and hotels, coordinating medical care, or arranging a medical evacuation or repatriation. Learn More →
Aegis General Insurance Agency Inc.
Travel Insurance Division
CA License No. 0I66850
National Producer No. 957388