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GoReady Pandemic Plus Plan Comparison

 

GoReady Pandemic Plus

GoReady Choice

GoReady VIP

GoReady Cruise

 
Starting at $63 
Starting at $43 
Starting at $55 
Starting at $54 

COVID-19

COVID Coverage 
Includes coverage for Trip Cancellation, Trip Interruption, Airline Ticket Change Fee, & Trip Delay (w/quarantine accommodations) if the insured, a traveling companion, family member, their child's caregiver, or business partner contracts COVID. It also includes Emergency Medical, Evacuation, & Repatriation for the insured if they contract COVID.
Includes coverage for Trip Cancellation, Trip Interruption, or Travel Delay (w/quarantine accommodations) if the insured, their traveling companion, or a family member contracts the COVID virus. It also includes Emergency Medical as well as Emergency Assistance & Transportation (Evacuation/Repatriation) for the insured if they contract the virus.
Includes coverage for Trip Cancellation, Trip Interruption, or Travel Delay (w/quarantine accommodations) if the insured, their traveling companion, or a family member contracts the COVID virus. It also includes Emergency Medical as well as Emergency Assistance & Transportation (Evacuation/Repatriation) for the insured if they contract the virus.
Includes coverage for Trip Cancellation, Trip Interruption, or Travel Delay (w/quarantine accommodations) if the insured, their traveling companion, or a family member contracts the COVID virus. It also includes Emergency Medical as well as Emergency Assistance & Transportation (Evacuation/Repatriation) for the insured if they contract the virus.

Travel

Airline Ticket Change Fee 
$200 Per Person
Not Included
Not Included
Not Included
Single Occupancy Supplement 
Included
Included
Included
Included
Trip Cancellation 
100% of Insured Trip Cost
100% of Insured Trip Cost
100% of Insured Trip Cost
100% of Insured Trip Cost
Cancellation for Any Reason (CFAR) 
Upgrade available
Upgrade available
Upgrade available
Upgrade available
Travel Delay 
$200 Per Person Daily
Maximum of $1,000
Minimum of 6 Hours Delay
$150 Per Person Daily
Maximum $1,000
Minimum of 6 Hours Delay
$250 Per Person Daily
Maximum $1,500 Plan Limit
Minimum of 6 Hours Delay
$250 Per Person Daily
Maximum $1,000
Minimum of 6 Hours Delay
Upgrade available
Trip Interruption 
150% of Insured Trip Cost
150% of Trip Cost Insured
175% of Insured Trip Cost
150% of Insured Trip Cost
Missed Connection 
$250 Per Person Daily
Minimum of 3 Hours Delay
$500 Per Person Daily
Minimum of 3 Hours Delay
$1,000 Per Person Daily
Minimum of 3 Hours Delay
$750 Per Person Daily
$0 Plan Limit
Minimum of 3 Hours Delay
Trip Cancellation for Work Reasons 
Not Included
Upgrade available
Upgrade available
Not Included
Trip Inconvenience 
Not Included
Not Included
$500 Per Person
$250 Per Person
$0 Plan Limit
Missed Port of Call 
Not Included
Not Included
Not Included
$200 Per Missed Port
Up to $600 Maximum

Accident & Health

Emergency Medical Evac. & Medical Necessary Repatriation 
$500,000 Per Person
Not Included
Not Included
Not Included
Medical & Dental 
$50,000 Per Person
Primary Coverage
$750 Dental Emergency Expense (Deductible $50)
$50,000 Per Person
Secondary Coverage
Upgrade available
$250,000 Per Person
Secondary Coverage
$100,000 Per Person
Secondary Coverage
$0 Plan Limit
Pre-Existing Conditions Waiver 
Included if policy is purchased within 14 days of Initial Trip Payment.
Not Included. Pre-Existing Condition Look Back Period of 180 days instead.
Included if policy is purchased within 14 days of Initial Trip Payment.
Included if policy is purchased prior to or within 24 hours of Final Trip Payment.

Accidental Death & Dismemberment - Travel Accident 
$10,000 Per Person
$10,000 Per Person
Maximum Claim Limit of $50,000 Per Policy Upgrade available
$50,000 Per Person
$100,000 Plan Limit
$25,000 per person
Maximum Claim Limit of $100,000 Per Policy
Emergency Assistance & Transportation 
Not Included
$250,000 Per Person
Upgrade available
$1,000,000 Per Person
Secondary Coverage
$250,000 Per Person
Secondary Coverage
$0 Plan Limit
Accidental Death & Dismemberment - Air Only 
Not Included
Not Included
$100,000 Per Person
$200,000 Plan Limit
Not Included

Property Coverage

Baggage Coverage 
$2,500 Per Person
$500 Per Item
$500 Per Person
Upgrade available
$2,500 Per Person
$1,500 Per Person
$0 Plan Limit Upgrade available
Baggage Delay 
$500 Per Person
Minimum of 12 Hours Delay
$200 Per Person
Minimum of 24 Hours Delay Upgrade available
$750 Per Person
Minimum of 24 Hours Delay
Upgrade available $750 Per Person
$0 Plan Limit
Minimum of 24 Hours Delay
Baggage Delay - Business Equipment
Not Included
Upgrade available
Not Included
Not Included
Baggage Delay - Sports Equipment
Not Included
Upgrade available
Not Included
Not Included
Baggage/Personal Effects - Business Equipment 
Not Included
Upgrade available
Upgrade available
Not Included
Baggage/Personal Effects - Sports Equipment 
Not Included
Upgrade available
Upgrade available
Not Included

Additional Term

Availability
Not available in Louisiana.
Available in all 50 states
Available in all 50 states
Available in all 50 states
Maximum Trip Length
Up to 90 Days
Up to 60 days
Up to 60 days
Up to 90 days

Ancillary Coverage

Financial Insolvency 
Not Included
Upgrade available
Not Included
Not Included
Rental Car Damage 
Not Included
Upgrade available
$50,000 Per Person / Per Plan
Upgrade available
Automobile Mechanical Breakdown 
Not Included
Not Included
Upgrade available
Not Included


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