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Go Ready Choice by Aegis General Plan Comparison

 

Choice

VIP

Pandemic Plus

Cruise

 
Starting at $42 
Starting at $70 
Starting at $63 
Starting at $65 
 
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COVID-19

COVID Coverage 
Includes Coverage For:

Trip Cancellation
Trip Interruption
Travel Delay (COVID Quarantine)
Emergency Medical
Evacuation
Repatriation
Includes Coverage For:

Trip Cancellation
Trip Interruption
Travel Delay (COVID Quarantine)
Emergency Medical
Evacuation
Repatriation
Includes Coverage For:

Trip Cancellation
Trip Interruption
Airline Ticket Change Fee
Travel Delay (COVID Quarantine)
Emergency Medical
Evacuation
Repatriation
Includes Coverage For:

Trip Cancellation
Trip Interruption
Travel Delay (COVID Quarantine)
Emergency Medical
Evacuation
Repatriation

Travel

Trip Cancellation 
100% of Insured Trip Cost
100% of Insured Trip Cost
100% of Insured Trip Cost
100% of Insured Trip Cost
Single Occupancy Supplement
Included
Included
Included
Included
Trip Interruption 
150% of Insured Trip Cost
175% of Insured Trip Cost
150% of Insured Trip Cost
150% of Insured Trip Cost
Travel Delay (COVID Quarantine) 
$200 Per Person Daily
$2,000 Overall Limit Per Person
Minimum of 6 Hours Delay
$250 Per Person Daily
$1,500 Overall Limit Per Person
Minimum of 6 Hours Delay
$200 Per Person Daily
$1,000 Overall Limit Per Person
Minimum of 6 Hours Delay
$250 Per Person Daily
$1,000 Overall Limit Per Person
Minimum of 6 Hours Delay Upgrade available
Missed Connection 
$500 Per Person
Minimum of 3 Hours Delay
$1,000 Per Person
Minimum of 3 Hours Delay
$250 Per Person
Minimum of 3 Hours Delay
$750 Per Person
Minimum of 3 Hours Delay
Airline Ticket Change Fee 
Not Included
Not Included
$200 Per Person
Not Included
Itinerary Change 
Not Included
Not Included
Not Included
$250

Accident & Health

Accidental Death and Dismemberment 
$10,000 Per Benefit / Per Person

Upgrade available
$50,000 Per Benefit / Per Person

$10,000 Per Person
$25,000 Per Benefit / Per Person
Medical & Dental*** 
$50,000 Per Person
$1,000 Per Person (Dental Max)
Primary Coverage Upgrade available
$250,000 Per Person
$1,500 Per Person (Dental Max)
Secondary Coverage
$50,000 Per Person
Deductible: $50.00
Dental Expense Only: $750
Advance Payment to Hospital: $1,000
Primary Coverage
$100,000 Per Person
$1,000 Per Person (Dental Max)
Secondary Coverage
Pet Veterinarian Expense 
Up to $1,000 Per Policy
Not Included Unless Upgrade Purchased Upgrade available
Not Included
Not Included
Not Included
Pre-Existing Conditions Waiver° 
Not Included Unless Upgrade Purchased

If Not, Excludes Pre-Existing Conditions From Last 6 Months Upgrade available
Included if Policy Purchased w/in 14 Days of Initial Trip Deposit

If Not, Excludes Pre-Existing Conditions from Last 6 Months
Included if policy is purchased within 14 days of Initial Trip Payment.

If Not, Excludes Pre-Existing Conditions From Last 6 Months
Included if Policy Purchased w/in 24 Hours of Final Payment

If Not, Excludes Pre-Existing Conditions from Last 3 Months

Emergency Evacuation and Repatriation 
$250,000 Per Person
Primary Coverage Upgrade available
$1,000,000 Per Person
Secondary Coverage
$500,000 Per Person
Primary Coverage
$250,000 Per Person
Secondary Coverage
Accidental Death - Air Only
Not Included
$100,000 Per Person
Not Included
Not Included

Property Coverage

Baggage Coverage 
$500 Per Person
Upgrade available
$2,500 Per Person
$2,500 Per Person
$1,500 Per Person
Upgrade available
Baggage Delay 
$200 Per Person
Minimum of 24 Hours Delay
$750 Per Person
Minimum of 24 Hours Delay
$500 Per Person
Minimum of 12 Hours Delay
$750 Per Person
Minimum of 24 Hours Delay
Baggage Delay - Sports Equipment
Up to $600 Per Person
Not Included Unless Upgrade Purchased Upgrade available
Upgrade available
Not Included
Not Included
Electronic and Professional Equipment
Up to $1,000 Per Person
Not Included Unless Upgrade Purchased Upgrade available
Upgrade available
Not Included
Not Included
Baggage/Personal Effects - Sports Equipment 
Up to $2,000 Per Person
Not Included Unless Upgrade Purchased Upgrade available
Upgrade available
Not Included
Not Included

Ancillary Coverage

Pet Evacuation Benefit 
Up to $1,000 Per Policy
Not Included Unless Upgrade Purchased Upgrade available
Not Included
Not Included
Not Included
Property & Deposit Protection 
Up to $2,000 Per Reservation
Not Included Unless Upgrade Purchased Upgrade available
Not Included
Not Included
Not Included
Rental Car Damage** 
Up to $50,000 Per Person, Per Plan
Not Included Unless Upgrade Purchased Upgrade available
$50,000 Per Person / Per Plan
Not Included
Upgrade available
Cancellation for Any Reason (CFAR) 
Up to 75% of Trip Cost
Not Included Unless Upgrade Purchased Upgrade available
Not Included
Upgrade available
Upgrade available
Trip Cancellation for Work Reasons 
Up to 100% of Trip Cost
Not Included Unless Upgrade Purchased Upgrade available
Upgrade available
Not Included
Not Included

Additional Term

Availability
Available in all 50 states, plus D.C.
Available in all 50 states, plus D.C.
Available in all 50 states, plus D.C.
Available in all 50 states, plus D.C.
Maximum Trip Length
Up to 60 days
Up to 60 days
Up to 90 Days
Up to 90 days
Insurance coverages underwritten by Zurich American Insurance Company
Insurance coverages underwritten by Zurich American Insurance Company
Insurance coverages underwritten by Starr Indemnity & Liability Company
Insurance coverages underwritten by Zurich American Insurance Company
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