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GoReady Cruise Plan Comparison

 

GoReady Cruise

GoReady Choice

GoReady Pandemic Plus

GoReady VIP

 
Starting at $43 
Starting at $43 
Starting at $63 
Starting at $43 
 
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COVID-19

COVID Coverage 
Includes coverage for Trip Cancellation, Trip Interruption, or Travel Delay (w/quarantine accommodations) if the insured, their traveling companion, or a family member contracts the COVID virus. It also includes Emergency Medical as well as Emergency Assistance & Transportation (Evacuation/Repatriation) for the insured if they contract the virus.
Includes coverage for Trip Cancellation, Trip Interruption, or Travel Delay (w/quarantine accommodations) if the insured, their traveling companion, or a family member contracts the COVID virus. It also includes Emergency Medical as well as Emergency Assistance & Transportation (Evacuation/Repatriation) for the insured if they contract the virus.
Includes coverage for Trip Cancellation, Trip Interruption, Airline Ticket Change Fee, & Trip Delay (w/quarantine accommodations) if the insured, a traveling companion, family member, their child's caregiver, or business partner contracts COVID. It also includes Emergency Medical, Evacuation, & Repatriation for the insured if they contract COVID.
Includes coverage for Trip Cancellation, Trip Interruption, or Travel Delay (w/quarantine accommodations) if the insured, their traveling companion, or a family member contracts the COVID virus. It also includes Emergency Medical as well as Emergency Assistance & Transportation (Evacuation/Repatriation) for the insured if they contract the virus.

Travel

Missed Port of Call 
$200 Per Missed Port
Up to $600 Maximum
Not Included
Not Included
Not Included
Trip Cancellation 
100% of Insured Trip Cost
100% of Insured Trip Cost
100% of Insured Trip Cost
100% of Insured Trip Cost
Single Occupancy Supplement
Included
Included
Included
Included
Trip Interruption 
150% of Insured Trip Cost
150% of Trip Cost Insured
150% of Insured Trip Cost
175% of Insured Trip Cost
Travel Delay (COVID Quarantine) 
$250 Per Person Daily
Maximum $1,000 Plan Limit
Minimum of 6 Hours Delay Upgrade available
$150 Per Person Daily
$2,000 Overall Limit Per Person
Minimum of 6 Hours Delay
$200 Per Person Daily
$1,000 Overall Limit Per Person
Minimum of 6 Hours Delay
$250 Per Person Daily
Maximum $1,500 Plan Limit
Minimum of 6 Hours Delay
Missed Connection 
$750 Per Person Daily
$0 Plan Limit
Minimum of 3 Hours Delay
$500 Per Person Daily
Minimum of 3 Hours Delay
$250 Per Person Daily
Minimum of 3 Hours Delay
$1,000 Per Person Daily
Minimum of 3 Hours Delay
Cancellation for Any Reason (CFAR) 
Upgrade available
Upgrade available
Upgrade available
Upgrade available
Trip Inconvenience 
$250 Per Person
$0 Plan Limit
Not Included
Not Included
$500 Per Person
Trip Cancellation for Work Reasons 
Not Included
Upgrade available
Not Included
Upgrade available
Airline Ticket Change Fee 
Not Included
Not Included
$200 Per Person
Not Included

Accident & Health

Emergency Assistance & Transportation 
$250,000 Per Person
Secondary Coverage
$0 Plan Limit
$250,000 Per Person
Upgrade available
Not Included
$1,000,000 Per Person
Secondary Coverage
Medical & Dental*** 
$100,000 Per Person
Secondary Coverage
$0 Plan Limit
$50,000 Per Person
Secondary Coverage
Upgrade available
$50,000
Deductible: $50.00
Dental Expense Only: $750
Advance Payment to Hospital: $1,000
Primary Coverage
$250,000 Per Person
Secondary Coverage
Pre-Existing Conditions Waiver 
Included if policy is purchased prior to or within 24 hours of Final Trip Payment.

Not Included. Pre-Existing Condition Look Back Period of 180 days instead.
Not Included
Included if policy is purchased within 14 days of Initial Trip Payment.
Accidental Death & Dismemberment - Travel Accident 
$25,000 per person
Maximum Claim Limit of $100,000 Per Policy
$10,000 Per Person
Maximum Claim Limit of $50,000 Per Policy Upgrade available
Not Included
$50,000 Per Person
$100,000 Plan Limit
Accidental Death and Dismemberment 
Not Included
Not Included
$10,000 Per Person
Not Included
Pre-Existing Conditions Waiver° 
Not Included
Not Included
Included if policy is purchased within 14 days of Initial Trip Payment.
Not Included
Emergency Evacuation and Repatriation 
Not Included
Not Included
7 Days Hospitalized
$500,000 Per Person
Not Included
Accidental Death & Dismemberment - Air Only 
Not Included
Not Included
Not Included
$100,000 Per Person
$200,000 Plan Limit

Property Coverage

Baggage Coverage 
$1,500 Per Person
$0 Plan Limit Upgrade available
$500 Per Person
Upgrade available
$2,500 Per Person
$2,500 Per Person
Baggage Delay 
$750 Per Person
$0 Plan Limit
Minimum of 24 Hours Delay
Upgrade available
$200 Per Person
Minimum of 24 Hours Delay Upgrade available
$500 Per Person
Minimum of 12 Hours Delay
$750 Per Person
Minimum of 24 Hours Delay
Baggage Delay - Business Equipment
Not Included
Upgrade available
Not Included
Not Included
Baggage Delay - Sports Equipment
Not Included
Upgrade available
Not Included
Not Included
Baggage/Personal Effects - Business Equipment 
Not Included
Upgrade available
Not Included
Upgrade available
Baggage/Personal Effects - Sports Equipment 
Not Included
Upgrade available
Not Included
Upgrade available

Ancillary Coverage

Rental Car Damage** 
Upgrade available
Upgrade available
Not Included
$50,000 Per Person / Per Plan
Financial Insolvency 
Not Included
Upgrade available
Not Included
Not Included
Automobile Mechanical Breakdown 
Not Included
Not Included
Not Included
Upgrade available

Additional Term

Availability
Available in all 50 states, plus D.C.
Available in all 50 states, plus D.C.
Available in all 50 states, plus D.C.
Available in all 50 states, plus D.C.
Maximum Trip Length
Up to 90 days
Up to 60 days
Up to 90 Days
Up to 60 days
Insurance coverages underwritten by Generali US Branch
Insurance coverages underwritten by Generali US Branch
Insurance coverages underwritten by Starr Indemnity & Liability Company
Insurance coverages underwritten by Generali US Branch
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