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Buy Cruise Insurance by Aegis General - Plan Comparison

 

Cruise

Choice

Pandemic Plus

VIP

 
Starting at $65 
Starting at $42 
Starting at $63 
Starting at $70 
 
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COVID-19

COVID Coverage 
Includes Coverage For:

Trip Cancellation
Trip Interruption
Travel Delay (COVID Quarantine)
Emergency Medical
Evacuation
Repatriation
Includes Coverage For:

Trip Cancellation
Trip Interruption
Travel Delay (COVID Quarantine)
Emergency Medical
Evacuation
Repatriation
Includes Coverage For:

Trip Cancellation
Trip Interruption
Airline Ticket Change Fee
Travel Delay (COVID Quarantine)
Emergency Medical
Evacuation
Repatriation
Includes Coverage For:

Trip Cancellation
Trip Interruption
Travel Delay (COVID Quarantine)
Emergency Medical
Evacuation
Repatriation

Travel

Trip Cancellation 
100% of Insured Trip Cost
100% of Insured Trip Cost
100% of Insured Trip Cost
100% of Insured Trip Cost
Single Occupancy Supplement
Included
Included
Included
Included
Trip Interruption 
150% of Insured Trip Cost
150% of Insured Trip Cost
150% of Insured Trip Cost
175% of Insured Trip Cost
Travel Delay (COVID Quarantine) 
$250 Per Person Daily
$1,000 Overall Limit Per Person
Minimum of 6 Hours Delay Upgrade available
$200 Per Person Daily
$2,000 Overall Limit Per Person
Minimum of 6 Hours Delay
$200 Per Person Daily
$1,000 Overall Limit Per Person
Minimum of 6 Hours Delay
$250 Per Person Daily
$1,500 Overall Limit Per Person
Minimum of 6 Hours Delay
Missed Connection 
$750 Per Person
Minimum of 3 Hours Delay
$500 Per Person
Minimum of 3 Hours Delay
$250 Per Person
Minimum of 3 Hours Delay
$1,000 Per Person
Minimum of 3 Hours Delay
Itinerary Change 
$250
Not Included
Not Included
Not Included
Airline Ticket Change Fee 
Not Included
Not Included
$200 Per Person
Not Included

Accident & Health

Accidental Death and Dismemberment 
$25,000 Per Benefit / Per Person
$10,000 Per Benefit / Per Person

Upgrade available
$10,000 Per Person
$50,000 Per Benefit / Per Person

Medical & Dental*** 
$100,000 Per Person
$1,000 Per Person (Dental Max)
Secondary Coverage
$50,000 Per Person
$1,000 Per Person (Dental Max)
Secondary Coverage Upgrade available
$50,000 Per Person
Deductible: $50.00
Dental Expense Only: $750
Advance Payment to Hospital: $1,000
Primary Coverage
$250,000 Per Person
$1,500 Per Person (Dental Max)
Secondary Coverage
Pre-Existing Conditions Waiver° 
Included if Policy Purchased w/in 24 Hours of Final Payment

If Not, Excludes Pre-Existing Conditions from Last 3 Months

Not Included Unless Upgrade Purchased

If Not, Excludes Pre-Existing Conditions From Last 6 Months Upgrade available
Included if policy is purchased within 14 days of Initial Trip Payment.

If Not, Excludes Pre-Existing Conditions From Last 6 Months
Included if Policy Purchased w/in 14 Days of Initial Trip Deposit

If Not, Excludes Pre-Existing Conditions from Last 6 Months
Emergency Evacuation and Repatriation 
$250,000 Per Person
Secondary Coverage
$250,000 Per Person
Secondary Coverage Upgrade available
$500,000 Per Person
Primary Coverage
$1,000,000 Per Person
Secondary Coverage
Accidental Death - Air Only
Not Included
Not Included
Not Included
$100,000 Per Person

Property Coverage

Baggage Coverage 
$1,500 Per Person
Upgrade available
$500 Per Person
Upgrade available
$2,500 Per Person
$2,500 Per Person
Baggage Delay 
$750 Per Person
Minimum of 24 Hours Delay
$200 Per Person
Minimum of 24 Hours Delay
$500 Per Person
Minimum of 12 Hours Delay
$750 Per Person
Minimum of 24 Hours Delay
Baggage Delay - Sports Equipment
Not Included
Upgrade available
Not Included
Upgrade available
Electronic and Professional Equipment
Not Included
Upgrade available
Not Included
Upgrade available
Baggage/Personal Effects - Sports Equipment 
Not Included
Upgrade available
Not Included
Upgrade available

Ancillary Coverage

Rental Car Damage** 
Upgrade available
Upgrade available
Not Included
$50,000 Per Person / Per Plan
Cancellation for Any Reason (CFAR) 
Upgrade available
Upgrade available
Upgrade available
Not Included
Trip Cancellation for Work Reasons 
Not Included
Upgrade available
Not Included
Upgrade available

Additional Term

Availability
Available in all 50 states, plus D.C.
Available in all 50 states, plus D.C.
Available in all 50 states, plus D.C.
Available in all 50 states, plus D.C.
Maximum Trip Length
Up to 90 days
Up to 60 days
Up to 90 Days
Up to 60 days
Insurance coverages underwritten by Zurich American Insurance Company
Insurance coverages underwritten by Zurich American Insurance Company
Insurance coverages underwritten by Starr Indemnity & Liability Company
Insurance coverages underwritten by Zurich American Insurance Company
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View full policy details
View full policy details
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