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Go Ready VIP by Aegis General Plan Comparison | Best International Travel Insurance

 

VIP

Choice

Pandemic Plus

Cruise

 
Starting at $43 
Starting at $43 
Starting at $63 
Starting at $43 
 
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COVID-19

COVID Coverage 
Includes coverage for Trip Cancellation, Trip Interruption, or Travel Delay (w/quarantine accommodations) if the insured, their traveling companion, or a family member contracts the COVID virus. It also includes Emergency Medical as well as Emergency Assistance & Transportation (Evacuation/Repatriation) for the insured if they contract the virus.
Includes coverage for Trip Cancellation, Trip Interruption, or Travel Delay (w/quarantine accommodations) if the insured, their traveling companion, or a family member contracts the COVID virus. It also includes Emergency Medical as well as Emergency Assistance & Transportation (Evacuation/Repatriation) for the insured if they contract the virus.
Includes coverage for Trip Cancellation, Trip Interruption, Airline Ticket Change Fee, & Trip Delay (w/quarantine accommodations) if the insured, a traveling companion, family member, their child's caregiver, or business partner contracts COVID. It also includes Emergency Medical, Evacuation, & Repatriation for the insured if they contract COVID.
Includes coverage for Trip Cancellation, Trip Interruption, or Travel Delay (w/quarantine accommodations) if the insured, their traveling companion, or a family member contracts the COVID virus. It also includes Emergency Medical as well as Emergency Assistance & Transportation (Evacuation/Repatriation) for the insured if they contract the virus.

Travel

Trip Cancellation 
100% of Insured Trip Cost
100% of Insured Trip Cost
100% of Insured Trip Cost
100% of Insured Trip Cost
Single Occupancy Supplement 
Included
Included
Included
Included
Trip Interruption 
175% of Insured Trip Cost
150% of Trip Cost Insured
150% of Insured Trip Cost
150% of Insured Trip Cost
Travel Delay (COVID Quarantine) 
$250 Per Person Daily
Maximum $1,500 Plan Limit
Minimum of 6 Hours Delay
$150 Per Person Daily
$2,000 Overall Limit Per Person
Minimum of 6 Hours Delay
$200 Per Person Daily
$1,000 Overall Limit Per Person
Minimum of 6 Hours Delay
$250 Per Person Daily
Maximum $1,000 Plan Limit
Minimum of 6 Hours Delay Upgrade available
Missed Connection 
$1,000 Per Person Daily
Minimum of 3 Hours Delay
$500 Per Person Daily
Minimum of 3 Hours Delay
$250 Per Person
Minimum of 3 Hours Delay
$750 Per Person Daily
$0 Plan Limit
Minimum of 3 Hours Delay
Trip Inconvenience 
$500 Per Person
Not Included
Not Included
$250 Per Person
$0 Plan Limit
Airline Ticket Change Fee 
Not Included
Not Included
$200 Per Person
Not Included
Missed Port of Call 
Not Included
Not Included
Not Included
$200 Per Missed Port
Up to $600 Maximum

Accident & Health

Accidental Death & Dismemberment - Air Only 
$100,000 Per Person
$200,000 Plan Limit
Not Included
Not Included
Not Included
Emergency Assistance & Transportation 
$1,000,000 Per Person
Secondary Coverage
$250,000 Per Person
Upgrade available
Not Included
$250,000 Per Person
Secondary Coverage
$0 Plan Limit
Medical & Dental*** 
$250,000 Per Person
Secondary Coverage
$50,000 Per Person
Secondary Coverage
Upgrade available
$50,000 Per Person
Deductible: $50.00
Dental Expense Only: $750
Advance Payment to Hospital: $1,000
Primary Coverage
$100,000 Per Person
Secondary Coverage
$0 Plan Limit
Pre-Existing Conditions Waiver 
Included if policy is purchased within 14 days of Initial Trip Payment.
Not Included. Pre-Existing Condition Look Back Period of 180 days instead.
Not Included
Included if policy is purchased prior to or within 24 hours of Final Trip Payment.

Accidental Death & Dismemberment - Travel Accident 
$50,000 Per Person
$100,000 Plan Limit
$10,000 Per Person
Maximum Claim Limit of $50,000 Per Policy Upgrade available
Not Included
$25,000 per person
Maximum Claim Limit of $100,000 Per Policy
Accidental Death and Dismemberment 
Not Included
Not Included
$10,000 Per Person
Not Included
Pre-Existing Conditions Waiver° 
Not Included
Not Included
Included if policy is purchased within 14 days of Initial Trip Payment.
Not Included
Emergency Evacuation and Repatriation 
Not Included
Not Included
$500,000 Per Person
Not Included

Property Coverage

Baggage Coverage 
$2,500 Per Person
$500 Per Person
Upgrade available
$2,500 Per Person
$1,500 Per Person
$0 Plan Limit Upgrade available
Baggage Delay 
$750 Per Person
Minimum of 24 Hours Delay
$200 Per Person
Minimum of 24 Hours Delay Upgrade available
$500 Per Person
Minimum of 12 Hours Delay
$750 Per Person
$0 Plan Limit
Minimum of 24 Hours Delay
Upgrade available
Baggage/Personal Effects - Business Equipment 
Upgrade available
Upgrade available
Not Included
Not Included
Baggage/Personal Effects - Sports Equipment 
Upgrade available
Upgrade available
Not Included
Not Included
Baggage Delay - Business Equipment
Not Included
Upgrade available
Not Included
Not Included
Baggage Delay - Sports Equipment
Not Included
Upgrade available
Not Included
Not Included

Ancillary Coverage

Automobile Mechanical Breakdown 
Upgrade available
Not Included
Not Included
Not Included
Rental Car Damage** 
$50,000 Per Person / Per Plan
Upgrade available
Not Included
Upgrade available
Cancellation for Any Reason (CFAR) 
Upgrade available
Upgrade available
Upgrade available
Upgrade available
Trip Cancellation for Work Reasons 
Upgrade available
Upgrade available
Not Included
Not Included
Financial Insolvency 
Not Included
Upgrade available
Not Included
Not Included

Additional Term

Availability
Available in all 50 states, plus D.C.
Available in all 50 states, plus D.C.
Available in all 50 states, plus D.C.
Available in all 50 states, plus D.C.
Maximum Trip Length
Up to 60 days
Up to 60 days
Up to 90 Days
Up to 90 days
Insurance coverages underwritten by Generali US Branch
Insurance coverages underwritten by Generali US Branch
Insurance coverages underwritten by Starr Indemnity & Liability Company
Insurance coverages underwritten by Generali US Branch
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