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Why Aegis Plans are Better Than Royal Caribbean Trip Insurance

When planning a cruise vacation, setting sail with Royal Caribbean is an exciting adventure — but don’t forget to pack some protection. Aegis plans are the best way to ensure your dream trip remains a worry-free experience. In this article, we’ll compare Royal Caribbean’s Trip Insurance to Aegis’s comprehensive coverage solutions and explain why Aegis plans are better for you.

Travel insurance isn’t just important for cruises; it can be the difference between saving or losing money if something goes wrong. That’s why every savvy traveler researches and chooses their cruise insurance wisely.

Does Royal Caribbean Have Trip Insurance?

Yes, Royal Caribbean does offer insurance for cruises. Their Trip Insurance plan covers a variety of potential risks, such as:

  • Cancellation due to illness or injury
  • Medical bills and evacuation expenses related to your cruise vacation
  • Missed port coverage in case you can’t make it to your destination ship due to weather or other delays

However, these features are limited and don’t cover everything that could go wrong on a cruise vacation. That’s why Aegis Insurance Plans offer much more comprehensive coverage than Royal Caribbean’s Trip Insurance.

Royal Caribbean Trip Insurance Covers Less Travel-Related Costs Than Aegis

Aegis’s plans offer far more coverage than Royal Caribbean’s Trip Insurance. With Aegis, you get Cancel For Any Reason (CFAR) coverage that reimburses up to 75% of your cruise cost in cash — whereas Royal Caribbean’s CFAR credit only covers the price of a future cruise with them. If you miss your connection due to an airline delay or cancellation, Aegis’s plans cover up to $750 per person.

In addition, Aegis also offers protection if your itinerary is changed, thanks to COVID-19. This means that if your cruise is cancelled or you are forced into quarantine while on the cruise, Aegis will cover up to $1,000 per person.

Let’s use an example to illustrate why these extra benefits are essential. Say you’ve planned a month-long Mediterranean cruise with Royal Caribbean only to discover that your ship has been rerouted to the Bahamas instead. With Aegis, you’ll be reimbursed up to $1,000 per person in cash for the difference in cost, allowing you to plan another dream vacation.

Royal Caribbean Trip Insurance Covers Less Medical Expenses

Regarding medical coverage, Aegis plans offer far better protection than Royal Caribbean’s Trip Insurance. Whereas Royal Caribbean’s plan only covers $25,000 for medical expenses, Aegis provides up to $100,000 in coverage. Likewise, Royal Caribbean offers just $50,000 for emergency medical evacuation while Aegis provides up to $250,000 — a huge difference.

Aegis also offers more coverage for baggage delay — $750 per person versus the $500 provided by Royal Caribbean. The most noteworthy difference in coverage is that Aegis plans offer Accidental Death and Dismemberment (AD&D) coverage, while Royal Caribbean’s Trip Insurance doesn’t. If you suffer a serious injury or death during your cruise, Aegis will pay up to $25,000 in compensation to help with medical bills, funeral expenses, and lost wages.

In simple terms: If something goes drastically wrong during your cruise vacation — whether it’s an injury or illness on board the ship, a missed connection due to airline delays or cancellations, or even a dramatic change of destination — Aegis plans provide you with the coverage you need to ensure all your expenses are taken care of.

Royal Caribbean Trip Insurance Doesn’t Cover Rental Car Damage

Royal Caribbean’s Trip Insurance doesn’t cover rental car damage, which exposes vacationers to the costs of repairs or replacements if they get into an accident. With Aegis plans, you can travel with peace of mind knowing that rental car damage is covered up to $50,000 – a great benefit for travelers who plan on renting vehicles during their vacation.

To illustrate why this coverage is important, let’s say you were involved in an accident while driving a rented car in Italy, and it cost $35,000 to repair. Without rental car protection from Aegis, you would have had to pay out-of-pocket for the full amount — but with Aegis’s coverage, you could submit your claim and receive up to $50,000 for the repairs.

Aerial view of swimming pool, sunbeds, and umbrellas on the cruise ship.

Aegis’s Pre-Existing Condition Waiver

Another great advantage of Aegis plans is the Pre-Existing Condition Waiver. This waiver ensures you’re covered for any pre-existing medical conditions or injuries during your cruise vacation, something Royal Caribbean’s Trip Insurance doesn’t provide.

Here’s an example. Say you’ve got a pre-existing condition like asthma and suffer a severe flare-up while on board your Royal Caribbean cruise ship. Without the Pre-Existing Condition Waiver from Aegis, you’d be responsible for all the costs associated with medical treatment, but with Aegis, your coverage would kick in and help pay for any unexpected expenses.

Aegis’s coverage can also be purchased within 14 days of your initial payment. As such, buying your cruise insurance as soon as you book your trip is essential. Please note that Aegis’s Pre-Existing Condition Waiver can be purchased within 24 hours of the final payment for your trip, while most policies require purchasing within 24 hours of the initial payment.

Choose the Go Ready Cruise Plan by Aegis General and Get Better Coverage 

 To top it all off, Aegis plans provide higher coverage limits and more benefits than Royal Caribbean’s Trip Insurance — for a lower price. Considering all the advantages of Aegis’s’ Go Ready cruise insurance plans, it’s easy to see why they’re better than Royal Caribbean’s Trip Insurance.

Don’t let something wrong ruin your dream vacation; ensure you’re protected with Aegis plans. With our comprehensive coverage, you can rest assured that your cruise will remain a worry-free experience.

Aegis’s comprehensive coverage solutions provide greater protection than Royal Caribbean’s Trip Insurance. With Aegis, you get Cancel For Any Reason (CFAR) coverage for up to 75% of your cruise cost in cash, medical expenses up to $100,000, emergency evacuation coverage up to $250,000, and rental car damage reimbursement up to $50,000.

Plus, with the Pre-Existing Condition Waiver from Aegis, you can rest assured that any unexpected injuries or medical conditions during your trip are covered.

If you’re looking for a worry-free vacation experience on your upcoming cruise with Royal Caribbean, choose the Go Ready Cruise Plan for the ultimate peace of mind. Get started today and ensure your dream vacation is adequately protected.

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