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Go Ready Annual Multi-Trip Travel Insurance Primary Plan
by Aegis General

Frequent travelers will love the Go Ready Annual Primary Multi-Trip Annual Travel Insurance Primary Plan. This policy provides Primary (instead of Secondary) Insurance benefits and covers an unlimited number of trips within a yearly period.

This annual travel insurance plan also features a 14-day Free Look Period where you can receive a full refund of your policy’s premium if you haven’t filed a claim or departed on your trip during that time.

This multi-trip annual travel insurance plan is ideal for:

  • People that travel 3 or more times per year
  • Those looking for an Annual plan with Primary Insurance
  • Individuals that travel to countries that require the Schengen Visa
  • Travelers that take extended trips between 30 to 90 days long

Get a Go Ready Multi-Trip Travel Insurance Primary Plan by Aegis General quote now!

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Review for Go Ready Annual/Multi-Trip Primary Plan by Aegis General

Thank you for providing excellent insurance! My husband suffered a medical emergency 28 hours before our departure. The insurance claims process was very easy to navigate, and full reimbursement was quickly received within 2 weeks of filing our claim.

from Glenn

Aegis’s Multi-Trip Travel Insurance Go Ready Annual Primary Plan

This multi-trip annual travel insurance plan is ideal for:

  • I travel more than twice per year
  • I need Primary Medical
  • I travel Internationally
  • I need a Schengen Visa

Aegis’s Annual Go Ready Multi-Trip Primary Annual Travel Insurance Plan is ideal for anyone traveling 3 or more times per year for business or pleasure. Save yourself the time, money, and responsibility of booking insurance before every trip by resting assured that you’ll always have coverage.

Best Multi-Trip Travel Insurance Plan

This unique plan covers an unlimited number of trips per calendar year and the benefit limits retain their full value until a claim has been filed against any of them. From there, you will still retain the remaining balance of the benefit minus your claim payment. While some Annual Plans require it to begin the day after your purchase, the Go Ready Annual Primary Multi-Trip Travel Insurance Plan allows you to declare a future start date.

Multi-Trip Annual Travel Insurance Primary Plan Benefits & Coverages

View and download this policy's Description of Coverage

COVID-19

COVID Coverage

Insured, family, or companion must get COVID for Cancellation, Interruption, or Delay coverage. Insured must get COVID for Medical, Evacuation & Repatriation coverage. No COVID home self-test results. Evacuation needs assistance provider approval.

Includes coverage for Trip Interruption & Airline Ticket Change Fee if the insured, their traveling companion, a family member, their child's caregiver, or business partner contracts the COVID virus. It also includes Emergency Medical, Evacuation, & Repatriation for the insured if they contract the virus.

Travel

Airline Ticket Change Fee

Provides reimbursement for fees to change the dates on your airline ticket due to a covered reason.

$200 Per Person
Minimum of 3 Hours Delay
Trip Interruption

Reimburses you for the unused, prepaid, non-refundable portion of your trip costs and additional transportation costs to return home due to a covered event outlined in the policy.

100% of the Trip Cost Limit / Maximum $2,000 per policy
Single Occupancy Supplement

Provides coverage for additional costs incurred if the per-occupancy rate for your prepaid travel arrangement changes due to your travel companion being delayed, cancelling or interrupting the trip for a covered reason and you do not cancel your trip.

Included

Accident & Health

Accidental Death & Dismemberment - Air Only

Pays for loss of limb or life as a result of an Accidental Injury while you are a passenger on a flight while on your covered trip. Loss must occur within 365 days of the date of the Accidental Injury.

Included, Principal Sum: $25,000
Accidental Death and Dismemberment

Provides coverage if you are injured by a Travel Accident during your covered trip and you suffer the loss of life or limb.

Principal Sum: $25,000
Medical & Dental***

Reimburses for emergency sickness that first manifests itself or accidental injury that occurs while on a trip. You must provide bills and medical records for claimed expenses. Lookback period may apply. *$50 deductible applies for Medical and Dental for residents of CT, IN, KS, MO, MT, VT, & WA. Medical coverage is primary in CT. Not applicable to the Pandemic Plus Plan.

$30,000 Per Person
$750 Dental Limit Only (Deductible $0)
Primary Coverage
$1,000 Advance Payment to Hospital
Emergency Evacuation and Repatriation

Provides medically necessary transportation to the nearest hospital or appropriate facility if you suffer an Accidental Injury or Emergency Sickness and the local facility does not have the necessary medical equipment or expertise to treat you. Repatriation can transport an insured’s remains back home. Coordination of either arrangement must be made by our designated assistance company.

$50,000 Per Person
Primary Coverage

Property Coverage

Baggage / Personal Effects

Provides reimbursement for covered expenses if your baggage or personal effects are lost, stolen or damaged while on a covered trip.

$1,000 Per Person
$250 Per Item
Maximum Limit for Described Items of $1,000
Baggage Delay

Provides reimbursement for the purchase of necessary personal effects if your checked baggage is delayed for at least 12 hours or more while on a covered trip.

$100 Per Person
$300 Plan Limit
Minimum of 12 Hours Delay

Additional Term

Availability

Available in all 50 states, plus D.C.
Maximum Trip Length

Up to 90 days per trip

Our Primary Coverage Stress Less Benefits help you enjoy more.

Man sitting on dock looking at mountain lake on one of his annual multi tripsEvery Aegis policy comes with our exclusive Stress Less Benefits, designed to simplify the claims process for our clients. This unique feature may eliminate the need for out-of-pocket expenses and lengthy reimbursement procedures. By reaching out to Aegis as soon as a covered event occurs—whether it’s a flight delay, illness, or injury—our team can step in immediately to handle the situation. We assist with rebooking flights, securing accommodations, arranging medical care, and even coordinating emergency evacuations or repatriation, ensuring a hassle-free experience.

For this policy, the following benefits included with this Aegis Annual Primary Multi-Trip Travel Insurance plan:

  • Trip Interruption
  • Airline Ticket Change Fee
  • Emergency Medical
  • Emergency Medical Evacuation & Repatriation
  • Repatriation of Remains

Frequently Asked Questions About Multi-Trip Travel Insurance

What is multi trip travel insurance?

Multi-trip travel insurance, also known as annual trip insurance, provides coverage for multiple trips throughout a year. It's ideal for frequent travelers, such as those who travel for business, take weekend getaways, or go on summer vacations. Rather than purchasing single-trip coverage for each journey, you pay one premium for the entire year, offering both convenience and potential cost savings.

The Worldwide Multi-Trip Primary Travel Insurance from Aegis is tailored specifically for such travelers. It not only covers multiple trips, but it also provides primary coverage, meaning it can be used as the first line of defense against unexpected travel issues. With this plan, you can choose coverage for trips lasting up to 90 days, depending on your needs. Additionally, Go Ready's plan includes a wide range of benefits, such as emergency medical and dental coverage and baggage protection, and access to 24/7 emergency assistance.

This coverage is designed to offer peace of mind, knowing you're protected no matter how many trips you take within the year.

Who should purchase an annual multi trip travel insurance policy?

Annual multi-trip travel insurance policies, like Go Ready's Worldwide Multi-Trip Primary plan, are an excellent option for frequent travelers, whether for business or leisure. These policies are ideal for individuals who take multiple trips within a year, such as weekend getaways, road trips, and extended vacations. The Go Ready Worldwide Multi-Trip Primary plan covers an unlimited number of trips per year, whether domestic or international, short or long. It includes benefits such as emergency medical coverage, COVID-19 coverage, and 24/7 assistance. Additionally, it offers primary coverage, meaning it pays first before any other insurance you may have, and covers trips up to 90 days in length, depending on your plan choice. This plan can be more cost-effective than purchasing individual insurance for each trip, providing peace of mind and financial protection throughout the year.

What is primary travel insurance?

Primary travel insurance, also known as primary coverage, is a travel insurance plan that pays out before other health insurance policies when a claim is filed. With Go Ready’s Worldwide Multi-Trip Primary Annual Travel Insurance, you not only benefit from this priority in claims handling, but you also enjoy comprehensive coverage designed for frequent travelers. This plan covers an unlimited number of trips throughout the year, with each trip covered for up to 90 days. It provides coverage for medical emergencies, baggage loss, and more, ensuring peace of mind for travelers on the go. Once the policy's limit is reached, any remaining balance is passed on to the policyholder or their primary insurance provider.

Is Annual travel insurance worth it?

A multi-trip travel policy is a great choice for travelers who need essential trip protection for multiple journeys within a 12-month span. This type of coverage is a budget-friendly solution for frequent travelers, eliminating the need to buy a new policy for each trip. If you anticipate traveling more than twice in the next year, investing in this plan could be beneficial.