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GoReady Annual Primary Plan

Frequent travelers will love GoReady’s Primary Annual Plan. This policy provides Primary (instead of Secondary) Insurance benefits and covers an unlimited number of trips within a yearly period.

This plan also features a 14-day Free Look Period where you can receive a full refund of your policy’s premium if you haven’t filed a claim or departed on your trip during that time.

This plan is ideal for:

  • People that travel 3 or more times per year
  • Those looking for an Annual plan with Primary Insurance
  • Individuals that travel to countries that require the Schengen Visa
  • Travelers that take extended trips between 30 to 90 days long

GoReady Annual/Multi-Trip Primary Plan

Is this plan right for you?

  • I travel 3 or more time per year
  • I usually buy travel insurance
  • I travel internationally
  • I need a Schengen Visa

GoReady’s Primary Annual Plan is ideal for anyone traveling 3 or more times per year for business or pleasure. Save yourself the time, money, and responsibility of booking insurance before every trip by resting assured that you’ll always have coverage.

This unique plan covers an unlimited number of trips per calendar year and the benefit limits retain their full value until a claim has been filed against any of them. From there, you will still retain the remaining balance of the benefit minus your claim payment. While some Annual Plans require it to begin the day after your purchase, GoReady’s Primary Plan allows you to declare a future start date.

Benefits & Coverages

View and download full policy details

COVID-19

COVID Coverage

Shows whether or not the policy includes coverage in case the insured, their traveling companions, or even family back home get sick with COVID.

Includes coverage for Trip Interruption & Airline Ticket Change Fee if the insured, their traveling companion, a family member, their child's caregiver, or business partner contracts the COVID virus. It also includes Emergency Medical, Evacuation, & Repatriation for the insured if they contract the virus.

Travel

Airline Ticket Change Fee

Provides reimbursement for fees to change the dates on your airline ticket due to a covered reason.

$200 Per Person
Minimum of 3 Hours Delay
Single Occupancy Supplement

Provides coverage for additional costs incurred if the per-occupancy rate for your prepaid travel arrangement changes due to your travel companion being delayed, cancelling or interrupting the trip for a covered reason and you do not cancel your trip.

Included
Trip Interruption

Reimburses you for the unused, prepaid, non-refundable portion of your trip costs and additional transportation costs to return home due to a covered event outlined in the policy.

100% of the Trip Cost Limit / Maximum $2,000 per policy

Emergency Travel

Repatriation of Remains

Provides reimbursement of covered expenses to return your body to your place of residence if you meet your demise while on a covered trip. Coordination of the arrangements must be made by the designated assistance department.

$50,000 Maximum

Accident & Health

Accidental Death & Dismemberment - Air Only

Pays for loss of limb or life as a result of an Accidental Injury while you are a passenger on a flight while on your covered trip. Loss must occur within 365 days of the date of the Accidental Injury.

Included, Principal Sum: $25,000
Accidental Death and Dismemberment

Pays for loss of limb or life as a result of an Accidental Injury while on your covered trip. Loss must occur within 365 days of the date of the Accidental Injury.

Principal Sum: $25,000
Emergency Accident & Sickness Medical Expense

Provides reimbursement for necessary medical and dental expenses due to an Accidental Injury or Emergency Sickness while on your covered trip.

$30,000 Maximum
Primary Coverage
$750 Dental Limit Only (Deductible $0)
$1,000 Advance Payment to Hospital
Emergency Evacuation and Repatriation

Provides medically necessary transportation to the nearest hospital or appropriate facility if you suffer an Accidental Injury or Emergency Sickness and are hospitalized for 7 days while on your covered trip. Coordination of the arrangements must be made by designated assistance company.

$50,000 Maximum

Property Coverage

Baggage / Personal Effects

Provides reimbursement for covered expenses if your baggage or personal effects are lost, stolen or damaged while on a covered trip.

$1,000 Per Person
$250 Per Item
Maximum Limit for Descrived Items of $1,000
Baggage Delay

Provides reimbursement for the purchase of necessary personal effects if your checked baggage is delayed for at least 12 hours or more while on a covered trip.

$100 Per Person
$300 Plan Limit
Minimum of 12 Hours Delay

Additional Term

Availability

Available in California, Colorado, Florida, Illinois, Indiana, Kansas, Massachusetts, Montana, New Hampshire, New York, Oregon, Rhode Island, Tennessee, Texas, Utah, Virginia, and Washington.
Maximum Trip Length

Up to 90 days per trip

Stress Less, enjoy more.

All of GoReady’s policies automatically include our exclusive Stress Less Benefits. This amazing feature allows our clients to potentially avoid fronting their own monies and going through a claim reimbursement process. By contacting GoReady immediately when experiencing any covered event such as a flight disruption, illness, or injury, our team can coordinate the solution and pay for it on the spot. This includes booking or rearranging flights and hotels, coordinating medical care, or arranging a medical evacuation or repatriation.

For this policy, the following benefits include this GoReady exclusive:

  • Trip Interruption
  • Airline Ticket Change Fee
  • Emergency Medical
  • Emergency Medical Evacuation & Repatriation
  • Repatriation of Remains

Get a GoReady Annual/Multi-Trip quote now!