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Single Trip Plan
Multi-Trip Annual Plan

GoReady Annual/Multi-Trip Preferred Plan

Discerning travel insurance buyers have flocked to GoReady’s Multi-Trip Preferred Annual Plan. Not only does it cover an unlimited number of trips within a yearly period, but it’s one of the industry’s first and only multitrip policies to include Trip Cancellation coverage.

This Multi-Trip plan also features a 10-day Free Look Period where you can receive a full refund of your policy’s premium if you haven’t filed a claim or departed on your trip during that time.

This multi-trip plan is ideal for:

  • People that travel 2 or more times per year
  • Those looking for a comprehensive Annual plan
  • Individuals that travel to countries that require the Schengen Visa
  • Someone with a large extended family

GoReady Annual/Multi-Trip Preferred Plan

Is this multi-trip plan right for you?

  • I travel 2 or more times per year              
  • I usually buy travel insurance
  • I travel internationally
  • I need a Schengen Visa

GoReady’s Preferred Annual Multi-Trip Plan is the smart option for anyone that travels at least 2 times per year for business or pleasure. Save yourself the time, money, and responsibility of booking insurance before every trip by resting assured that you’ll always have coverage.

This unique multi-trip plan covers an unlimited number of trips per calendar year and the benefit limits retain their full value until a claim has been filed against any of them. From there, with this multi-trip plan you will still retain the remaining balance of the benefit minus your claim payment. In addition to all the standard benefits you’d expect, this policy also offers some unique upgrades that make it ideal for varying vacation types by road, air, or sea such as:

  • Missed Port of Call
  • Rental Car Damage
  • Mechanical Breakdown of your own vehicle or RV
  • Rental Car Damage
  • Travel Delay ($1,500 up from $750)
  • Baggage Protection ($2,500 up from $1,000)
  • Baggage Delay ($500 up from $200)

Multi-Trip Preferred Plan Benefits & Coverages

View and download full policy details


COVID Coverage

Shows whether or not the policy includes coverage in case the insured, their traveling companions, or even family back home get sick with COVID.

Includes coverage for Trip Cancellation, Trip Interruption, or Travel Delay (w/quarantine accommodations) if the insured, their traveling companion, or a family member contracts the COVID virus. It also includes Emergency Medical as well as Emergency Assistance & Transportation (Evacuation/Repatriation) for the insured if they contract the virus.


Missed Port of Call

Coverage provided if your pre-scheduled cruise itinerary changes after departure or within 24 hours of departure causing you to miss a port of call due to natural disaster, adverse weather, hijacking, unannounced strike, civil disorder, mechanical breakdown or terrorist act.

$600 ($200 per missed port)
Single Occupancy Supplement

Provides coverage for additional costs incurred if the per-occupancy rate for your prepaid travel arrangement changes due to your travel companion being delayed, cancelling or interrupting the trip for a covered reason and you do not cancel your trip.

Trip Cancellation

Provides reimbursement for unused, non-refundable, prepaid trip costs if a covered reason causes you to cancel your trip.

Up to $1,000 Upgrade Available!
Travel Delay
(COVID Quarantine)

Reimburses you for reasonable out of pocket expenses incurred, such as accommodations, meals and local transportation if you are delayed during your trip for 6 hours or more due to a covered reason.

$750 Overall Limit
Minimum of 6 Hours Delay
$150 Person Daily Limit Upgrade Available!
Trip Inconvenience

Compensates for occurrences such as when ski, golf, or amusement parks are closed due to weather or mechanical issues, beaches are closed for listed reasons, or a common carrier delay causes the insured to miss work. See policy’s Description of Coverage for exact details.

$200 Per Person
Trip Interruption

Provides reimbursement for unused, non-refundable, prepaid trip costs if your trip is interrupted due to a covered event. Also provides reimbursement for additional transportation costs to return home or rejoin your group.

Up to $1,000 Upgrade Available!
Missed Connection

Reimburses you for additional transportation, reasonable local accommodations, and unused land or water arrangements if you miss your cruise or tour departure because your flight was cancelled or delayed for 3 hours or more due to adverse weather. (Available if coverage is not available elsewhere).

$500 Per Person Daily
Minimum of 3 Hours Delay

Accident & Health

Accidental Death & Dismemberment - Air Only

Pays for loss of limb or life as a result of an Accidental Injury while you are a passenger on a flight while on your covered trip. Loss must occur within 365 days of the date of the Accidental Injury.

$25,000 Per Person
$50,000 Plan Limit
Emergency Assistance & Transportation

Provides coverage for transportation to the nearest suitable medical facility, help to return home if medically necessary, and up to $10,000 in expenses for a companion to visit you if you are traveling alone and are hospitalized for more than 7 days.

$100,000 Per Person
Medical & Dental

Reimburses for emergency sickness or illness that first manifests itself or accidental injury that occurs while on a trip. You must provide bills and medical records for the claimed expenses. Look back period applies.

$50,000 per person
Secondary Coverage
Accidental Death & Dismemberment - Travel Accident

Provides coverage if you are injured by an Travel Accident during your trip and you suffer the loss of life or limb within 365 days of the Travel Accident.

$10,000 Per Person
$50,000 Plan Limit

Property Coverage

Baggage / Personal Effects

Provides reimbursement for covered expenses if your baggage or personal effects are lost, stolen or damaged while on a covered trip.

$1,000 Per Person Upgrade Available!
Baggage Delay

Provides reimbursement for the purchase of necessary personal effects if your checked baggage is delayed for at least 12 hours or more while on a covered trip.

$200 Per Person Upgrade Available!

Ancillary Coverage

Automobile Mechanical Breakdown

Covers reimbursement of rental vehicle costs if you arranged to take your personal or recreational vehicle as transportation to and from your trip destination and that vehicle is rendered inoperable while on your trip and over 100 miles from your point of origin.

$1,000 (daily limit of $200)
Rental Car Damage

Provides primary coverage if your rental car is damaged due to collision, fire, flood, theft, vandalism, windstorm or hail. Not available to residents of Texas.


Additional Term


Not available in Florida, Indiana, New York, and Washington.
Maximum Trip Length

Up to 31 days per trip

Stress Less, enjoy more.

Woman doing yoga on a mountain during sunset while taking one of her multi-trips during the year.All of GoReady’s policies automatically include our exclusive Stress Less Benefits. This amazing feature allows our clients to potentially avoid fronting their own monies and going through a claim reimbursement process. By contacting GoReady immediately when experiencing any covered event such as a flight disruption, illness, or injury, our team can coordinate the solution and pay for it on the spot. This includes booking or rearranging flights and hotels, coordinating medical care, or arranging a medical evacuation or repatriation.

For this multi-trip policy, the following benefits include this GoReady exclusive:

  • Trip Interruption
  • Travel Delay
  • Missed Connection
  • Medical and Dental
  • Emergency Assistance and Transportation

Get a GoReady Annual Preferred Plan quote now!