Insured, family member, or traveling companion must contract the virus for Cancellation, Interruption, or Delay coverage. Insured must contract the virus for Medical, Evacuation, & Repatriation coverage. Results from COVID home self-tests are not accepted. Any evacuation must be approved & arranged by our assistance provider.

Provides reimbursement for unused, non-refundable, prepaid trip costs if a covered reason causes you to cancel your trip.

Provides coverage for additional costs incurred if the per-occupancy rate for your prepaid travel arrangement changes due to your travel companion being delayed, cancelling or interrupting the trip for a covered reason and you do not cancel your trip.

Provides reimbursement for unused, non-refundable, prepaid trip costs if your trip is interrupted due to a covered event. Also provides reimbursement for additional transportation costs to return home or rejoin your group.

Reimburses you for reasonable out of pocket expenses incurred, such as accommodations, meals and local transportation if you are delayed during your trip for 6 hours or more due to a covered reason.

Reimburses you for additional transportation, reasonable local accommodations, and unused land or water arrangements if you miss your cruise or tour departure because your flight was cancelled or delayed for 3 hours or more due to adverse weather. (Available if coverage is not available elsewhere).

Reimburses up to stated amount if insured has to change the dates of the airline ticket for a covered reason and pays a penalty or change fee.

Provides coverage if you are injured by a Travel Accident during your covered trip and you suffer the loss of life or limb.

Reimburses for emergency sickness that first manifests itself or accidental injury that occurs while on a trip. You must provide bills and medical records for claimed expenses. Lookback period may apply. *$50 deductible applies for Medical and Dental for residents of CT, IN, KS, MO, MT, VT, & WA. Medical coverage is primary in CT. Not applicable to the Pandemic Plus Plan.

Provides medically necessary transportation to the nearest hospital or appropriate facility if you suffer an Accidental Injury or Emergency Sickness and are hospitalized for 7 days while on your covered trip. Coordination of the arrangements must be made by designated assistance company.

Provides reimbursement for covered expenses if your baggage or personal effects are lost, stolen or damaged while on a covered trip.

Provides reimbursement for the purchase of necessary personal effects if your checked baggage is delayed for at least 12 hours or more while on a covered trip.

Provides primary coverage if your rental car is damaged due to collision, fire, flood, theft, vandalism, windstorm or hail. Note: $100 deductible is applicable to all states; Not to be sold for trips to Mexico, Ireland, Jamaica, Costa Rica