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Go Ready Annual Multi-Trip Travel Insurance Preferred Plan by Aegis General

Discerning travel insurance buyers have flocked to Aegis's Go Ready Annual Multi-Trip Travel Insurance Preferred Plan. Not only does it cover an unlimited number of trips within a yearly period, but it’s one of the industry’s first and only annual multi-trip travel insurance policies to include Trip Cancellation coverage.

This plan also features a 15-day Free Look Period* where you can receive a full refund of your policy’s premium if you haven’t filed a claim or departed on your trip during that time.

This annual multi-trip travel insurance plan is ideal for:

  • People that travel 2 or more times per year
  • Those looking for a comprehensive Annual plan
  • Individuals that travel to countries that require the Schengen Visa
  • Someone with a large extended family

Get a Go Ready Annual Multi-Trip Travel Insurance Preferred Plan by Aegis General quote now!

Review for Go Ready Annual/Multi-Trip Preferred Plan by Aegis General

All contact with the insurance staff was respectful and understanding. Our claim was due to a death in family and the feeling from them to help seemed caring and genuine. Will again use the company in any further travel we may undertake.

from Daniel

Go Ready Annual Multi-Trip Travel Insurance Preferred Plan by Aegis General

Is this annual multi-trip travel insurance plan right for you?

  • I travel 2 or more times per year              
  • I usually buy travel insurance
  • I travel internationally
  • I need a Schengen Visa

Go Ready Preferred Annual Multi-Trip Travel Insurance Plan by Aegis General is the smart option for anyone that travels at least 2 times per year for business or pleasure. Save yourself the time, money, and responsibility of booking insurance before every trip by resting assured that you’ll always have coverage.

Unique Annual Multi-Trip Travel Insurance Plan

This unique annual multi-trip travel insurance plan covers an unlimited number of trips per calendar year and the benefit limits retain their full value until a claim has been filed against any of them. From there, you will still retain the remaining balance of the benefit minus your claim payment. In addition to all the standard benefits you’d expect, this annual multi-trip travel insurance policy also offers some unique upgrades that make it ideal for varying vacation types by road, air, or sea such as:

  • Rental Car Damage
  • Travel Delay ($1,500 up from $750)
  • Baggage Protection ($2,500 up from $1,000)
  • Baggage Delay ($500 up from $200)

Annual Multi-Trip Travel Insurance Preferred Plan Benefits & Coverages

View and download this policy's Description of Coverage

COVID-19

COVID Coverage

Insured, family, or companion must get COVID for Cancellation, Interruption, or Delay coverage. Insured must get COVID for Medical, Evacuation & Repatriation coverage. No COVID home self-test results. Evacuation needs assistance provider approval.

Includes coverage for Trip Cancellation & Interruption, Travel Delay (w/quarantine accommodations), Medical, Evacuation & Repatriation. Scroll or click on the benefit name or ? to the left for additional info.

Travel

Trip Cancellation

Provides reimbursement for unused, non-refundable, prepaid trip costs if a covered reason causes you to cancel your trip.

Up to $1,000 Per Person Upgrade Available!
Single Occupancy Supplement

Provides coverage for additional costs incurred if the per-occupancy rate for your prepaid travel arrangement changes due to your travel companion being delayed, cancelling or interrupting the trip for a covered reason and you do not cancel your trip.

Included
Trip Interruption

Provides reimbursement for unused, non-refundable, prepaid trip costs if your trip is interrupted due to a covered event. Also provides reimbursement for additional transportation costs to return home or rejoin your group.

Up to $1,500 Per Person Upgrade Available!
Travel Delay (COVID Quarantine)

Reimburses you for reasonable out of pocket expenses incurred, such as accommodations, meals and local transportation if you are delayed during your trip for 6 hours or more due to a covered reason.

$150 Per Person Daily
$500 Pet Care Benefit
$750 Overall Limit Per Person
Minimum of 6 Hours Delay Upgrade Available!
Missed Connection

Reimburses you for additional transportation, reasonable local accommodations, and unused land or water arrangements if you miss your cruise or tour departure because your flight was cancelled or delayed for 3 hours or more due to adverse weather. (Available if coverage is not available elsewhere).

$500 Per Person
Minimum of 3 Hour Delay
Airline Ticket Change Fee

Reimburses up to stated amount if insured has to change the dates of the airline ticket for a covered reason and pays a penalty or change fee.

$500 Per Person

Accident & Health

Accidental Death - Air Only

$25,000 Per Person
Accidental Death and Dismemberment

Provides coverage if you are injured by a Travel Accident during your covered trip and you suffer the loss of life or limb.

$10,000 Per Benefit / Per Person
Medical & Dental***

Reimburses for emergency sickness that first manifests itself or accidental injury that occurs while on a trip. You must provide bills and medical records for claimed expenses. Lookback period may apply. *$50 deductible applies for Medical and Dental for residents of CT, IN, KS, MO, MT, VT, & WA. Medical coverage is primary in CT. Not applicable to the Pandemic Plus Plan.

$50,000 Per Person
$1,000 Per Person (Dental Max)
Secondary Coverage
Emergency Evacuation and Repatriation

Provides medically necessary transportation to the nearest hospital or appropriate facility if you suffer an Accidental Injury or Emergency Sickness and the local facility does not have the necessary medical equipment or expertise to treat you. Repatriation can transport an insured’s remains back home. Coordination of either arrangement must be made by our designated assistance company.

$100,000 Per Person
Secondary Coverage

Property Coverage

Baggage / Personal Effects

Provides reimbursement for covered expenses if your baggage or personal effects are lost, stolen or damaged while on a covered trip.

$1,000 Per Person Upgrade Available!
Baggage Delay

Provides reimbursement for the purchase of necessary personal effects if your checked baggage is delayed for at least 12 hours or more while on a covered trip.

$200 Per Person
Minimum of 24 Hours Delay Upgrade Available!

Ancillary Coverage

Rental Car Damage**

Provides primary coverage if your rental car is damaged due to collision, fire, flood, theft, vandalism, windstorm or hail. Note: $100 deductible is applicable to all states; Not to be sold for trips to Mexico, Ireland, Jamaica, Costa Rica

$25,000 Per Plan

Additional Term

Availability

Not available in New York
Maximum Trip Length

Up to 31 days per trip

Stress Less, enjoy more.

Woman doing yoga on a mountain during sunset while taking one of her multi-trips during the year.All of Aegis's policies automatically include our exclusive Stress Less Benefits. This amazing feature allows our clients to potentially avoid fronting their own monies and going through a claim reimbursement process. By contacting Aegis immediately when experiencing any covered event such as a flight disruption, illness, or injury, our team can coordinate the solution and pay for it on the spot. This includes booking or rearranging flights and hotels, coordinating medical care, or arranging a medical evacuation or repatriation.

For this annual multi-trip travel insurance policy, the following benefits include this Aegis exclusive:

  • Trip Interruption
  • Travel Delay
  • Missed Connection
  • Medical and Dental
  • Emergency Evacuation & Repatriation

*Free Look Period: 21 days in CT, KS, MO, MT, VT, WA  & 30 days in IN, NH & UT
**$100 deductible. Not available if renting in Costa Rica, Ireland, Jamaica or Mexico.
***Medical is Primary in CT. $50 deductible in CT, IN, KS, MO, MT, VT & WA
°Not applicable in NH, pre-ex waiver included. 

Insurance coverages underwritten by Zurich American Insurance Company, a New York domiciled company with its principal place of business at 1299 Zurich Way, Schaumburg, IL 60196 (NAIC # 16535).

Frequently Asked Questions

What is annual travel insurance?

Annual travel insurance, also known as multi-trip insurance, is a policy that covers multiple trips taken within a specified time frame, usually one year. This type of insurance is ideal for frequent travelers, whether for work or leisure, and offers coverage for an unlimited number of trips within the policy period. The Go Ready Annual Multi-Trip Preferred plan provides comprehensive coverage, including trip cancellation, trip interruption, emergency medical expenses, and baggage protection. You can also add an addition $1,000-$5,000 in trip cancellation coverage making it a versatile and cost-effective option for those who travel multiple times a year. Additionally, this plan includes coverage for both domestic and international trips, ensuring peace of mind wherever your travels take you.

Can I purchase annual trip cancellation insurance?

Yes, you can purchase annual trip cancellation insurance, which is designed to cover multiple trips within a year. Go Ready’s Annual Multi-Trip Preferred plan is an excellent option for frequent travelers. This plan not only saves you money by avoiding the need to buy a new policy for each trip but also offers comprehensive coverage that includes trip cancellations, interruptions, and delays. With coverage extending to trip delays, baggage delays, and even emergency medical expenses, this plan simplifies travel insurance logistics and provides peace of mind for all your travels throughout the year.

Where can I compare annual travel insurance plans?

Most reputable websites have plan comparison pages to help you select the right coverage. You can compare the four most popular plans from Aegis Travel Insurance at https://goreadyinsurance.com/travel-insurance-plans/annual-multi-trip-preferred/compare