GoReady Annual/Multi-Trip Preferred Plan

Shows whether or not the policy includes coverage in case the insured, their traveling companions, or even family back home get sick with COVID.

Coverage provided if your pre-scheduled cruise itinerary changes after departure or within 24 hours of departure causing you to miss a port of call due to natural disaster, adverse weather, hijacking, unannounced strike, civil disorder, mechanical breakdown or terrorist act.

Provides coverage for additional costs incurred if the per-occupancy rate for your prepaid travel arrangement changes due to your travel companion being delayed, cancelling or interrupting the trip for a covered reason and you do not cancel your trip.

Provides reimbursement for unused, non-refundable, prepaid trip costs if a covered reason causes you to cancel your trip.

Reimburses you for reasonable out of pocket expenses incurred, such as accommodations, meals and local transportation if you are delayed during your trip for 6 hours or more due to a covered reason.

Fixed benefits for occurrences such as: when the insured’s passport is stolen, when the insured is in a traffic accident during the trip, for lack of snow at ski resort, if the insured is too sick to participate in a travel activity.

Provides reimbursement for unused, non-refundable, prepaid trip costs if your trip is interrupted due to a covered event. Also provides reimbursement for additional transportation costs to return home or rejoin your group.

Reimburses you for additional transportation, reasonable local accommodations, and unused land or water arrangements if you miss your cruise or tour departure because your flight was cancelled or delayed for 3 hours or more due to adverse weather. (Available if coverage is not available elsewhere).

Pays for loss of limb or life as a result of an Accidental Injury while you are a passenger on a flight while on your covered trip. Loss must occur within 365 days of the date of the Accidental Injury.

Provides coverage for transportation to the nearest suitable medical facility, help to return home if medically necessary, and up to $10,000 in expenses for a companion to visit you if you are traveling alone and are hospitalized for more than 7 days.

Reimburses for emergency sickness or illness that first manifests itself or accidental injury that occurs while on a trip. You must provide bills and medical records for the claimed expenses. Look back period applies.

Provides coverage if you are injured by an Travel Accident during your trip and you suffer the loss of life or limb within 365 days of the Travel Accident.

Provides reimbursement for covered expenses if your baggage or personal effects are lost, stolen or damaged while on a covered trip.

Provides reimbursement for the purchase of necessary personal effects if your checked baggage is delayed for at least 12 hours or more while on a covered trip.

Covers reimbursement of rental vehicle costs if you arranged to take your personal or recreational vehicle as transportation to and from your trip destination and that vehicle is rendered inoperable while on your trip and over 100 miles from your point of origin.

Provides primary coverage if your rental car is damaged due to collision, fire, flood, theft, vandalism, windstorm or hail. Not available to residents of Texas.