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Comprehensive Bahamas Travel Insurance with Go Ready by Aegis General

Go Ready VIP Plan
by Aegis General

Aptly named, Aegis's GO Ready VIP Plan provides the highest coverage limits of any policy we offer. With this plan, you can rest assured that even the costliest covered travel incidents won’t leave you out of pocket.

This plan also features a 15-day Free Look Period* where you can receive a full refund of your policy’s premium if you haven’t filed a claim or departed on your trip during that time.

This plan is ideal for:

  • Travelers seeking the highest coverage limits
  • Those with or related to someone with a lengthy or fragile medical history
  • Individuals who will be applying for a Schengen Visa
  • Someone planning to use a rental vehicle

Get a Go Ready VIP by Aegis General quote now!

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Travel Insurance for the Bahamas

Is this VIP travel plan right for you?
  • I want the highest coverage limits
  • I’m traveling internationally (or domestically)
  • I need a Schengen Visa
  • I’m renting a car

Clients looking for complete peace of mind for their Bahamas vacation will find it with Aegis’s Go Ready VIP Plan. This comprehensive Bahamas travel insurance policy includes every benefit you’d expect—and a few more you’ll be glad we added. Coverage includes Trip Cancellation and Interruption for 20+ covered reasons, with interruption coverage offering up to 175% of your insured trip cost, helping you recover even if you need to return home early.

With $250,000 in emergency medical coverage* and $1,000,000 in evacuation and repatriation, you can relax knowing that even major medical events or emergencies far from home are financially protected. This plan is ideal for travelers seeking high-limit international travel insurance, especially for destinations like the Bahamas that are outside your regular health coverage network.

The VIP Plan also includes $50,000 in rental car damage coverage, plus upgrade options for Cancel For Work Reasons, Electronics and Sports Equipment Protection, and Travel Delay coverage—ideal for unpredictable conditions during island travel.

Planning a cruise to the Bahamas? Be sure to explore our Bahamas cruise travel insurance for cruise-specific benefits and protection tailored to sea-based vacations.

Bahamas Travel Insurance Benefits & Coverages

View and download this policy's Description of Coverage

COVID-19

COVID Coverage

Insured, family, or companion must get COVID for Cancellation, Interruption, or Delay coverage. Insured must get COVID for Medical, Evacuation & Repatriation coverage. No COVID home self-test results. Evacuation needs assistance provider approval.

Includes Coverage For:

Trip Cancellation
Trip Interruption
Travel Delay (COVID Quarantine)
Emergency Medical
Evacuation
Repatriation

Travel

Trip Cancellation

Provides reimbursement for unused, non-refundable, prepaid trip costs if a covered reason causes you to cancel your trip.

100% of Insured Trip Cost
Single Occupancy Supplement

Included
Trip Interruption

Provides reimbursement for unused, non-refundable, prepaid trip costs if your trip is interrupted due to a covered event. Also provides reimbursement for additional transportation costs to return home or rejoin your group.

175% of Insured Trip Cost
Travel Delay (COVID Quarantine)

Reimburses you for reasonable out of pocket expenses incurred, such as accommodations, meals and local transportation if you are delayed during your trip for 6 hours or more due to a covered reason.

$250 Per Person Daily
$1,500 Overall Limit Per Person
Minimum of 6 Hours Delay
Missed Connection

Reimburses you for additional transportation, reasonable local accommodations, and unused land or water arrangements if you miss your cruise or tour departure because your flight was cancelled or delayed for 3 hours or more due to adverse weather. (Available if coverage is not available elsewhere).

$1,000 Per Person
Minimum of 3 Hours Delay

Accident & Health

Accidental Death - Air Only

$100,000 Per Person
Accidental Death and Dismemberment

Provides coverage if you are injured by a Travel Accident during your covered trip and you suffer the loss of life or limb.

$50,000 Per Benefit / Per Person

Medical & Dental***

Reimburses for emergency sickness that first manifests itself or accidental injury that occurs while on a trip. You must provide bills and medical records for claimed expenses. Lookback period may apply. *$50 deductible applies for Medical and Dental for residents of CT, IN, KS, MO, MT, VT, & WA. Medical coverage is primary in CT. Not applicable to the Pandemic Plus Plan.

$250,000 Per Person
$1,500 Per Person (Dental Max)
Primary Coverage
Pre-Existing Conditions Waiver°

By having the Pre-Ex Waiver, illnesses or injuries being treated during your lookback period (which is the 3-6 months prior to your policy’s purchase date) will still be covered. Without it, those illnesses or injuries may result in a denied claim. Illnesses or injuries that have been stable for more than 6 months are not considered pre-existing.

Included if Policy Purchased w/in 14 Days of Initial Trip Deposit

If Not, Excludes Pre-Existing Conditions from Last 6 Months
Emergency Evacuation and Repatriation

Provides medically necessary transportation to the nearest hospital or appropriate facility if you suffer an Accidental Injury or Emergency Sickness and the local facility does not have the necessary medical equipment or expertise to treat you. Repatriation can transport an insured’s remains back home. Coordination of either arrangement must be made by our designated assistance company.

$1,000,000 Per Person
Primary Coverage

Property Coverage

Baggage Coverage

Provides coverage for your baggage and covered personal effects if they are lost, damaged or stolen during your trip.

$2,500 Per Person
Baggage Delay - Sports Equipment

$2,000 Per Person
12 Hours Min.
Electronic and Professional Equipment

$2,000 Per Person
Baggage Delay

Covers up to stated amount for clothing, toiletries and other essential items if luggage is delayed or misdirected for a specified period of time.

$750 Per Person
Minimum of 24 Hours Delay
Baggage/Personal Effects - Sports Equipment

Provides coverage for loss, theft or damage to your Sporting Equipment during your covered trip.

$1,000 Per Person

Ancillary Coverage

Rental Car Damage**

Provides primary coverage if your rental car is damaged due to collision, fire, flood, theft, vandalism, windstorm or hail. Note: $100 deductible is applicable to all states; Not to be sold for trips to Mexico, Ireland, Jamaica, Costa Rica

$50,000 Per Person / Per Plan
Trip Cancellation for Work Reasons

Provides reimbursement for unused, non-refundable, prepaid trip costs if a work-related covered event causes you to cancel your trip.

100% of Trip Cost Insured

Additional Term

Availability

Available in all 50 states, plus D.C.
Maximum Trip Length

Up to 60 days

Frequently Asked Questions About Bahamas Travel Insurance

Is travel insurance required for the Bahamas?

Travel insurance is not required to enter the Bahamas, but it is highly recommended due to the potential cost of medical emergencies, cancellations, and delays. Some cruise lines or resorts may require it for bookings.

Does Go Ready cover COVID-19-related issues in the Bahamas?

Yes, all Go Ready travel insurance plans, including the VIP Plan, include epidemic coverage for COVID-19. This covers trip cancellation, interruption, medical treatment, and quarantine-related travel delays.

What kind of traveler benefits most from the Go Ready VIP Plan?

This plan is ideal for travelers taking luxury or international trips, those with pre-existing health concerns, or anyone looking for high medical and evacuation limits with the convenience of primary coverage.

Stress Less, enjoy more.

Woman doing yoga in nature at sunset to represent the stress free benefits of GoReady’s VIP Travel PlanAll of Aegis's policies automatically include our exclusive Stress Less Benefits. This amazing feature allows our clients to potentially avoid fronting their own monies and going through a claim reimbursement process. By contacting Aegis immediately when experiencing any covered event such as a flight disruption, illness, or injury, our team can coordinate the solution and pay for it on the spot. This includes booking or rearranging flights and hotels, coordinating medical care, or arranging a medical evacuation or repatriation.

For this Go Ready VIP travel policy, the following benefits include this Aegis exclusive:

  • Trip Interruption
  • Travel Delay
  • Missed Connection
  • Medical and Dental Emergency
  • Evacuation & Repatriation