Starr: Spirit Airlines Closure

Published on May 2, 2026

Date Spirit Airlines default was a known event: May 2, 2026 – Spirit Airlines announced they are shutting down all operations.

How this affects travel insurance coverage:

Our plans may provide covered benefits if the Insured’s Trip is affected by Spirit Airlines’ closure and bankruptcy/liquidation.

Coverage can vary by state. Insured must review their policy for possible benefits under Trip Cancellation, Trip Interruption, Missed Connection, or Trip Delay for possible benefits related to airline bankruptcy or financial insolvency.

Important: Because Spirit’s shutdown is now a “known event,” new policies bought on or after May 2, 2026, will NOT cover losses from this event.

Please visit https://spiritrestructuring.com for more information about Spirit’s wind-down process. As a first step, we suggest you review the process Spirit outlined on their website: “Spirit will automatically process refunds for any flights purchased through Spirit with a credit or debit card to the original form of payment. Guests who booked flights via a travel agent should contact the travel agent directly to request a refund. Compensation for Guests who booked flights using any other methods, including a voucher, credit or Free Spirit points, will be determined at a later date through the bankruptcy process.”

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