Starr Policies Only: Israel Coverage Alert

Published on October 11, 2023

Starr has classified the events that occurred in Israel on October 6th, 2023, as a “Terrorist Attack” incident. Claims related to applicable policies containing the “Terrorist Attack” coverage under unforeseen events will be adjudicated according to the terms and conditions of the policy. Insureds who purchased their coverage prior to October 6th, 2023, for travel to Israel may be eligible for coverage under the unforeseen event of a Terrorist Attack. For coverage to apply the Terrorist Attack must occur within 30 days of insureds’ Departure Date and within 50 miles of a City listed on their itinerary. Policies with Trip Departure dates November 5, 2023, and later will not quality for this coverage. If an Insured Endorses their policy to change their Trip Departure date to Israel, their new Trip Dates are no longer covered under the Terrorist Attack coverage for purchases prior to October 6, 2023. For the new Trip Dates this Event, which is now a declared War, is no longer considered an Unforeseen Event and therefore the War exclusion would apply to new set of Trip Dates. Please refer to the policy document for the terms and conditions of the specific plan purchased. Eligibility for coverage varies based upon the plan terms, conditions, and limitations, and may vary by state. Our thoughts and prayers are with those who have been impacted by this incident.

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