2026 Ebola Outbreak

Published on May 16, 2026

As of May 17, 2026, the Ebola outbreak has been named a foreseeable or known event, which may affect travel insurance coverage depending upon the carrier and the plan.

Zurich: Choice/Cruise/Trip Cancellation Plans
These plans treat Ebola as a covered sickness. Ebola-related claims may be covered if they meet the policy terms and the insured is not traveling against the advice or recommendations made by the United States Centers for Disease Control and Prevention (CDC), the World Health Organization (WHO), or the United States Department of State (DOS). If the destination is not subject to an applicable CDC, WHO, or DOS restriction and an insured contracts Ebola during the trip, the claim would generally be evaluated under the policy’s medical, evacuation, interruption, delay, and quarantine benefits, subject to all terms and exclusions.

Crum & Forster: Elite Plan
This plan treats Ebola as a covered sickness, as long as the plan was purchased prior to May 17,2026 when the outbreak became a known event. Ebola-related claims may be covered according to policy terms, based off the language of the benefit.

Starr: Priority Plus Plan
This plan treats Ebola as a covered sickness but includes an exclusion for epidemic declared prior to the scheduled departure date. Ebola is considered an epidemic as of May 17, 2026. Additionally, all travel coverage for Sudan and South Sudan are currently restricted under these plans.

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