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Cruise

Trip Cancellation

Elite

 
Starting at $42 
Starting at $49 
Starting at $41 
Starting at $66 
 
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COVID-19

COVID Coverage 
Includes Coverage For:

Trip Cancellation
Trip Interruption
Travel Delay (COVID Quarantine)
Emergency Medical
Evacuation
Repatriation
Includes Coverage For:

Trip Cancellation
Trip Interruption
Travel Delay (COVID Quarantine)
Emergency Medical
Evacuation
Repatriation
Includes Coverage For:

Trip Cancellation
Includes Coverage For••:

Trip Cancellation
Trip Interruption
Travel Delay (COVID Quarantine)
Emergency Medical
Evacuation
Repatriation

Travel

Trip Cancellation 
100% of Insured Trip Cost
100% of Insured Trip Cost
100% of Insured Trip Cost
100% of Insured Trip Cost
Single Occupancy Supplement 
Included
Included
Included
$500 Per Person
Trip Interruption 
150% of Insured Trip Cost
150% of Insured Trip Cost
Not Included
150% of Insured Trip Cost
Travel Delay (COVID Quarantine) 
$200 Per Person Daily
$2,000 Overall Limit Per Person
Minimum of 6 Hours Delay
$250 Per Person Daily
$1,000 Overall Limit Per Person
Minimum of 6 Hours Delay Optional Upgrade Available
Not Included
$250 Per Person Daily
$1,500 Overall Limit Per Person
Minimum of 6 Hours Delay
Missed Connection°° 
$500 Per Person
Minimum of 3 Hours Delay
$750 Per Person
Minimum of 3 Hours Delay
Not Included
$1000 Per Person
Minimum of 3 Hours Delay
Itinerary Change 
Not Included
Up to $250 Per Person
Not Included Unless Upgrade Purchased Optional Upgrade Available
Not Included
$250 Per Person
Frequent Travel Reward
Not Included
Not Included
Not Included
$500 Per Person

Accident & Health

Medical & Dental*** 
$50,000 Per Person
$1,000 Per Person (Dental Max)
Primary Coverage Optional Upgrade Available
$100,000 Per Person
$1,000 Per Person (Dental Max)
Primary Coverage Optional Upgrade Available
Not Included
$250,000 Per Person
$2,000 Per Person (Dental Max)
Primary Coverage
Pre-Existing Conditions Waiver° 
Not Included Unless Upgrade Purchased

If Not, Excludes Pre-Existing Conditions From Last 180 Days Optional Upgrade Available
Included if Policy is Purchased No Later Than 24 Hours After Final Payment

If Not, Excludes Pre-Existing Conditions From Last 90 Days
Not Included
Included if plan is purchased within 14 days of the Initial Trip Deposit

If Not, Excludes Pre-Existing Conditions From Last 180 Days
Emergency Evacuation and Repatriation 
$250,000 Per Person
Primary Coverage Optional Upgrade Available
$250,000 Per Person
Primary Coverage
Optional Upgrade Available
Not Included
$500,000 Per Person
Primary Coverage
Accidental Death and Dismemberment 
$10,000 Per Benefit / Per Person

Optional Upgrade Available
$25,000 Per Benefit / Per Person
Not Included
$50,000 Per Person

Accidental Death & Dismemberment - Air Only 
Not Included
Not Included
Not Included
$100,000 Per Person

Property Coverage

Baggage Coverage 
$500 Per Person
Optional Upgrade Available
$1,500 Per Person
Optional Upgrade Available
Not Included
$2,500 Per Person
Baggage Delay• 
$200 Per Person
Minimum of 24 Hours Delay
$750 Per Person
Minimum of 24 Hours Delay
Not Included
$750 Per Person
Minimum of 24 Hours Delay

Ancillary Coverage

Cancellation for Any Reason (CFAR) 
Up to 75% of Trip Cost
Not Included Unless Upgrade Purchased Optional Upgrade Available
Up to 50-75% of Trip Cost
Not Included Unless Upgrade Purchased Optional Upgrade Available
Not Included
Up to 75% of Trip Cost
Not Included Unless Upgrade Purchased Optional Upgrade Available
Trip Cancellation for Work Reasons 
Up to 100% of Trip Cost
Not Included Unless Upgrade Purchased Optional Upgrade Available
Not Included
Not Included
Not Included
Pet Evacuation Benefit 
Up to $1,000 Per Policy
Not Included Unless Upgrade Purchased Optional Upgrade Available
Not Included
Not Included
Not Included
Pet Veterinarian Expense 
Up to $1,000 Per Policy
Not Included Unless Upgrade Purchased Optional Upgrade Available
Not Included
Not Included
Not Included
Electronic and Professional Equipment
Up to $1,000 Per Person
Not Included Unless Upgrade Purchased Optional Upgrade Available
Not Included
Not Included
Not Included
Baggage/Personal Effects - Sports Equipment 
Up to $2,000 Per Person
Not Included Unless Upgrade Purchased Optional Upgrade Available
Not Included
Not Included
Not Included
Baggage Delay - Sports Equipment
Up to $600 Per Person
Not Included Unless Upgrade Purchased Optional Upgrade Available
Not Included
Not Included
Not Included
Property & Deposit Protection 
Up to $2,000 Per Reservation
Not Included Unless Upgrade Purchased Optional Upgrade Available
Not Included
Not Included
Not Included
Rental Car Damage** 
Up to $50,000 Per Person, Per Plan
Not Included Unless Upgrade Purchased Optional Upgrade Available
Up to $50,000 Per Person, Per Plan
Not Included Unless Upgrade Purchased Optional Upgrade Available
Not Included
Up to $50,000 Per Covered Vehicle
Not Included Unless Upgrade Purchased Optional Upgrade Available
*Natural Disaster Evacuation 
Not Included
Not Included
Not Included
Up to $75,000 Per Person
Not Included Unless Upgrade Purchased Optional Upgrade Available
*Search and Rescue 
Not Included
Not Included
Not Included
Up to $75,000 Per Person
Not Included Unless Upgrade Purchased Optional Upgrade Available
*Security Coverage/Political Evacuation 
Not Included
Not Included
Not Included
Up to $75,000 Per Person
Not Included Unless Upgrade Purchased Optional Upgrade Available
Interruption for Any Reason (IFAR) 
Not Included
Not Included
Not Included
Up to 75% of Trip Cost
Not Included Unless Upgrade Purchased Optional Upgrade Available
Extra Covered Perils 
Not Included
Not Included
Not Included
Not Included Unless Upgrade Purchased
Trip Cancellation: 100% of Insured Trip Cost
Trip Interruption: 150% of Insured Trip Cost Optional Upgrade Available

Additional Terms

Availability
Available in all 50 states, plus D.C.
Available in all 50 states, plus D.C.
Available in all 50 states, plus D.C.
Not available in NY & WA
Maximum Trip Length
Up to 60 days
Up to 90 days
Up to 60 days
Up to 60 days
Insurance coverages underwritten by Zurich American Insurance Company
Insurance coverages underwritten by Zurich American Insurance Company
Insurance coverages underwritten by Zurich American Insurance Company
Insurance coverages underwritten by United States Fire Insurance Company
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